WA P&C
Washington Property & Casualty Insurance License Exam
Washington regulates Property & Casualty producer licensing through Washington State Office of the Insurance Commissioner, with the exam delivered by PSI. The combined Property & Casualty exam has 150 questions with a 195 minutes time limit. Passing requires 70. The exam fee is $55. Washington does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for Washington, covering national concepts plus Washington statute, producer duties, and ethics.
Property & Casualty Exam Prep is in development. Notify us of your interest at [email protected].
WA P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Washington Property & Casualty Insurance License Exam |
| Governing Body | Washington State Office of the Insurance Commissioner |
| Number of Questions | 150 |
| Time Limit | 195 minutes |
| Passing Score | 70 |
| Exam Fee | $55 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Washington State Office of the Insurance Commissioner official website ↗ |
WA P&C Content Areas and Domains
Domain areas are sourced from the Washington State Office of the Insurance Commissioner content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Washington insurance law and regulations
How C3RT Helps You Pass the WA P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the WA P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real WA P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample WA P&C Practice Questions
Q1.In the state of Washington, how does the installation of fire alarms and smoke detection devices typically affect a homeowner's insurance policy?
- It is mandatory for all units but has no impact on the premium rate.
- It can impact the dwelling unit insurance rates.Correct
- It is strictly prohibited by state statute from affecting premiums.
- It only impacts the rate if the devices are professionally monitored.
In Washington, safety devices like smoke detectors are recognized as rate factors that can influence premium costs. The other options incorrectly suggest no impact or a total prohibition on rate adjustments.
Q2.Under Washington state law, which of the following actions is prohibited when an insurer interacts with a victim of domestic abuse regarding their homeowners policy?
- Renewing the policy at the same terms as the previous year.
- Providing coverage for property damage caused by a third party.
- Issuing a policy that includes a standard liability waiver.
- Offering a different premium rate based on the victim's status.Correct
Washington law specifically prohibits insurers from offering different rates or penalizing victims of domestic abuse. Options 2, 3, and 4 are standard insurance practices that do not violate this specific consumer protection statute.
Q3.Under Washington state law, what action is an insurance company prohibited from taking against a victim of a hate crime offense?
- Allowing rate increases based on the crime
- Providing coverage for commercial property damage
- Taking adverse underwriting actions against the victimCorrect
- Only applying protections to commercial policies
Washington law specifically prohibits insurers from taking adverse underwriting actions (such as non-renewal or premium hikes) against victims of hate crimes. The other options are incorrect because the law applies regardless of policy type and explicitly forbids rate increases.
WA P&C Frequently Asked Questions
What does WA P&C stand for?
WA P&C stands for Washington Property & Casualty Insurance License Exam. It is administered by Washington State Office of the Insurance Commissioner.
Who administers the WA P&C?
The Washington Property & Casualty Insurance License Exam (WA P&C) is administered by Washington State Office of the Insurance Commissioner. For official information, visit the Washington State Office of the Insurance Commissioner website.
How many questions is the WA P&C?
The WA P&C consists of 150 questions. Candidates are given 195 minutes to complete the exam.
What is the passing score for the WA P&C?
The passing score for the WA P&C is 70, as set by Washington State Office of the Insurance Commissioner. Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the WA P&C exam cost?
The WA P&C exam fee is $55. This fee is set by Washington State Office of the Insurance Commissioner and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Washington Property & Casualty exam?
The Washington combined Property & Casualty exam has 150 scored questions, a 195 minutes time limit, a $55 exam fee. Passing requires 70. It is delivered by PSI.
Does Washington require prelicensing education for Property & Casualty?
No. Washington does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the Washington Property & Casualty exam?
Washington requires 70 on the Property & Casualty exam. Confirm the current standard with Washington State Office of the Insurance Commissioner, since passing standards can change.
Is the Property & Casualty exam different in Washington than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Washington tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Washington State Office of the Insurance Commissioner.
C3RT is a native iOS and macOS exam preparation platform covering the Washington Property & Casualty Insurance License Exam (WA P&C), a Insurance Licensing certification, administered by Washington State Office of the Insurance Commissioner. C3RT is not affiliated with or endorsed by Washington State Office of the Insurance Commissioner. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Washington State Office of the Insurance Commissioner official website ↗ .