AK P&C
Alaska Property & Casualty Insurance License Exam
Alaska regulates Property & Casualty producer licensing through Alaska Division of Insurance, with the exam delivered by Pearson VUE. Alaska does not have a combined Property & Casualty exam; Property and Casualty are separate lines of authority with separate exams. Each exam (Property or Casualty) = General portion (60 items, 1h15m) + State portion (50 items, 1h) = 110 items / 2h15m. Alaska does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for Alaska, covering national concepts plus Alaska statute, producer duties, and ethics.
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AK P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Alaska Property & Casualty Insurance License Exam |
| Governing Body | Alaska Division of Insurance |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Alaska Division of Insurance official website ↗ |
AK P&C Content Areas and Domains
Domain areas are sourced from the Alaska Division of Insurance content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Alaska insurance law and regulations
How C3RT Helps You Pass the AK P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the AK P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real AK P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample AK P&C Practice Questions
Q1.In Alaska, if a lender requires a borrower to maintain property insurance for a loan, what right does the borrower have regarding the selection of the producer and insurer?
- The lender has the absolute right to select the producer and insurer.
- The borrower has a reasonable right to select the producer and insurer if it protects the creditor's interest.Correct
- The producer must be approved by the state insurance department before the policy is issued.
- The borrower must use the specific agency designated by the lender's corporate headquarters.
Alaska law protects the borrower's right to choose their own agent/insurer as long as the coverage satisfies the lender's requirements. The other options incorrectly suggest that the lender or the state holds the primary selection authority.
Q2.Under Alaska insurance regulations, which of the following conditions must be met for a property to be legally classified as 'entirely abandoned'?
- The property is vacant and the owner has left the state.
- The property is abandoned only if the owner fails to provide a security system or maintenance schedule.
- The property is abandoned as soon as it is vacant for more than 30 days.
- The property is no longer occupied and lacks contents of substantial utility, provided it is not being reasonably maintained and monitored.Correct
In Alaska, abandonment requires both lack of occupancy/utility and a lack of reasonable maintenance; if the owner maintains and monitors the home (like the homeowner in the scenario), it is not abandoned. Distractors fail because vacancy alone isn't enough, and leaving the state is not the legal trigger.
Q3.In Alaska, if a lender receives a renewal policy only 15 days before the expiration date, does the borrower retain the right to select their own insurance producer and insurer?
- Yes, because the borrower always has the right to choose their provider.
- No, because the policy must be delivered at least 30 days before the renewal date to preserve that right.Correct
- The policy must be delivered 60 days before renewal for the borrower to have a choice.
- No, because the policy must be delivered on the day of renewal to be valid.
In Alaska, the borrower's right to select an insurer is only preserved if the renewal policy is delivered at least 30 days before the expiration date; since it was delivered in 15 days, that right is lost.
AK P&C Frequently Asked Questions
What does AK P&C stand for?
AK P&C stands for Alaska Property & Casualty Insurance License Exam. It is administered by Alaska Division of Insurance.
Who administers the AK P&C?
The Alaska Property & Casualty Insurance License Exam (AK P&C) is administered by Alaska Division of Insurance. For official information, visit the Alaska Division of Insurance website.
Does Alaska have a combined Property & Casualty exam?
Alaska does not have a combined Property & Casualty exam; Property and Casualty are separate lines of authority with separate exams. Each exam (Property or Casualty) = General portion (60 items, 1h15m) + State portion (50 items, 1h) = 110 items / 2h15m. Check Alaska Division of Insurance for the current exam-registration process.
Does Alaska require prelicensing education for Property & Casualty?
No. Alaska does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the Alaska Property & Casualty exam?
Alaska requires 70 (scaled score set by the Division of Insurance; not a raw percentage) on the Property & Casualty exam. Confirm the current standard with Alaska Division of Insurance, since passing standards can change.
Is the Property & Casualty exam different in Alaska than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Alaska tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Alaska Division of Insurance.
C3RT is a native iOS and macOS exam preparation platform covering the Alaska Property & Casualty Insurance License Exam (AK P&C), a Insurance Licensing certification, administered by Alaska Division of Insurance. C3RT is not affiliated with or endorsed by Alaska Division of Insurance. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Alaska Division of Insurance official website ↗ .