TX P&C
Texas Property & Casualty Insurance License Exam
Texas regulates Property & Casualty producer licensing through Texas Department of Insurance (TDI), with the exam delivered by Pearson VUE. The combined Property & Casualty exam has 110 questions with a 150 minutes time limit. Passing requires a scaled score of 70. The exam fee is $49. Texas does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for Texas, covering national concepts plus Texas statute, producer duties, and ethics.
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TX P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Texas Property & Casualty Insurance License Exam |
| Governing Body | Texas Department of Insurance (TDI) |
| Number of Questions | 110 |
| Time Limit | 150 minutes |
| Passing Score | a scaled score of 70 |
| Exam Fee | $49 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Texas Department of Insurance (TDI) official website ↗ |
TX P&C Content Areas and Domains
Domain areas are sourced from the Texas Department of Insurance (TDI) content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Texas insurance law and regulations
How C3RT Helps You Pass the TX P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the TX P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real TX P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample TX P&C Practice Questions
Q1.A client asks which of the following is NOT recognized as a standard homeowners policy form in the state of Texas?
- HO-3
- HO-1Correct
- HO-6 (as defined in policy language)
- HO-8 (as defined in policy language)
Texas recognizes HO-2 through HO-8 as standard forms; HO-1 is not a recognized standard form in the state. Options HO-3, HO-6, and HO-8 are all valid Texas forms.
Q2.A prospective client in Texas asks you to list the standard homeowners policy forms recognized by the state. Which of the following lists correctly identifies these forms?
- HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8Correct
- HO-1, HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8
- HO-1, HO-3, HO-5, HO-7, and HO-9
- HO-2, HO-3, HO-4, HO-5, HO-6, HO-7, and HO-8
Texas recognizes forms HO-2 through HO-8; HO-1 and HO-7 are not recognized standard forms in the state. Distractors include these incorrect forms to test specific knowledge of Texas-approved list.
Q3.A client is inquiring about the specific standard homeowners policy forms recognized in the state of Texas. Which of the following lists correctly identifies all recognized forms?
- HO-1, HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8
- HO-2, HO-3, HO-4, HO-5, HO-6, HO-7, and HO-8
- HO-1, HO-3, HO-4, HO-5, HO-6, and HO-7
- HO-2, HO-3, HO-4, HO-5, HO-6, and HO-8Correct
Texas recognizes forms HO-2 through HO-8; HO-1 and HO-7 are not recognized standard forms in the state. Option 1 is incorrect because it includes HO-1, while Option 3 and 4 are incorrect because they include HO-7.
TX P&C Frequently Asked Questions
What does TX P&C stand for?
TX P&C stands for Texas Property & Casualty Insurance License Exam. It is administered by Texas Department of Insurance (TDI).
Who administers the TX P&C?
The Texas Property & Casualty Insurance License Exam (TX P&C) is administered by Texas Department of Insurance (TDI). For official information, visit the Texas Department of Insurance (TDI) website.
How many questions is the TX P&C?
The TX P&C consists of 110 questions. Candidates are given 150 minutes to complete the exam.
What is the passing score for the TX P&C?
The passing score for the TX P&C is a scaled score of 70, as set by Texas Department of Insurance (TDI). Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the TX P&C exam cost?
The TX P&C exam fee is $49. This fee is set by Texas Department of Insurance (TDI) and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Texas Property & Casualty exam?
The Texas combined Property & Casualty exam has 110 scored questions, a 150 minutes time limit, a $49 exam fee. Passing requires a scaled score of 70. It is delivered by Pearson VUE.
Does Texas require prelicensing education for Property & Casualty?
No. Texas does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the Texas Property & Casualty exam?
Texas requires a scaled score of 70 on the Property & Casualty exam. Confirm the current standard with Texas Department of Insurance (TDI), since passing standards can change.
Is the Property & Casualty exam different in Texas than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Texas tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Texas Department of Insurance (TDI).
C3RT is a native iOS and macOS exam preparation platform covering the Texas Property & Casualty Insurance License Exam (TX P&C), a Insurance Licensing certification, administered by Texas Department of Insurance (TDI). C3RT is not affiliated with or endorsed by Texas Department of Insurance (TDI). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Texas Department of Insurance (TDI) official website ↗ .