SC P&C
South Carolina Property & Casualty Insurance License Exam
South Carolina regulates Property & Casualty producer licensing through South Carolina Department of Insurance, with the exam delivered by Pearson VUE. The combined Property & Casualty exam has 140 questions with a 165 minutes time limit. Passing requires 70. The exam fee is $59. South Carolina does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for South Carolina, covering national concepts plus South Carolina statute, producer duties, and ethics.
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SC P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | South Carolina Property & Casualty Insurance License Exam |
| Governing Body | South Carolina Department of Insurance |
| Number of Questions | 140 |
| Time Limit | 165 minutes |
| Passing Score | 70 |
| Exam Fee | $59 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | South Carolina Department of Insurance official website ↗ |
SC P&C Content Areas and Domains
Domain areas are sourced from the South Carolina Department of Insurance content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ South Carolina insurance law and regulations
How C3RT Helps You Pass the SC P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the SC P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real SC P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample SC P&C Practice Questions
Q1.In South Carolina, what is the requirement for a homeowner in a coastal area who wishes to purchase excess insurance coverage?
- The homeowner must first purchase the maximum available limit under the plan of operation.Correct
- Excess insurance is allowed at any time regardless of primary limits.
- Excess insurance is only permitted for non-coastal properties.
- Excess insurance can be purchased as long as a coinsurance clause is active.
South Carolina law requires that the maximum available limit under the plan of operation be fully purchased before excess coverage can be obtained for coastal properties. The other options incorrectly suggest there are no limits or that the restriction applies only to non-coastal areas.
Q2.Under the South Carolina Wind and Hail Underwriting Association, what is the requirement for a homeowner seeking to purchase excess wind insurance?
- The homeowner must first purchase the maximum available limit under the plan.Correct
- Excess insurance is allowed at any time.
- Excess insurance is only allowed for commercial properties.
- A special waiver from the state fire marshal is required.
South Carolina law mandates that the maximum available coverage under the Wind and Hail Underwriting Association must be purchased before any excess insurance can be obtained. The other options are incorrect because they either misstate the timing of eligibility or incorrectly limit the type of property covered.
Q3.Under the Wind and Hail Underwriting Association in South Carolina, which of the following structures is considered a non-insurable risk?
- A home built in 1965 that does not meet current building codes.
- A home built in 1980 that was not constructed in substantial compliance with the most recent building code.Correct
- A new construction project started in 2023 that meets all modern safety standards.
- A structure built in 1975 that adheres strictly to the codes in place at the time of construction.
Structures built on or after September 15, 1971, must comply with the most recent building code to be insurable; a 1980 home failing this requirement is excluded. The 1965 home is not subject to this specific rule as it predates the 1971 cutoff.
SC P&C Frequently Asked Questions
What does SC P&C stand for?
SC P&C stands for South Carolina Property & Casualty Insurance License Exam. It is administered by South Carolina Department of Insurance.
Who administers the SC P&C?
The South Carolina Property & Casualty Insurance License Exam (SC P&C) is administered by South Carolina Department of Insurance. For official information, visit the South Carolina Department of Insurance website.
How many questions is the SC P&C?
The SC P&C consists of 140 questions. Candidates are given 165 minutes to complete the exam.
What is the passing score for the SC P&C?
The passing score for the SC P&C is 70, as set by South Carolina Department of Insurance. Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the SC P&C exam cost?
The SC P&C exam fee is $59. This fee is set by South Carolina Department of Insurance and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the South Carolina Property & Casualty exam?
The South Carolina combined Property & Casualty exam has 140 scored questions, a 165 minutes time limit, a $59 exam fee. Passing requires 70. It is delivered by Pearson VUE.
Does South Carolina require prelicensing education for Property & Casualty?
No. South Carolina does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the South Carolina Property & Casualty exam?
South Carolina requires 70 on the Property & Casualty exam. Confirm the current standard with South Carolina Department of Insurance, since passing standards can change.
Is the Property & Casualty exam different in South Carolina than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but South Carolina tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by South Carolina Department of Insurance.
C3RT is a native iOS and macOS exam preparation platform covering the South Carolina Property & Casualty Insurance License Exam (SC P&C), a Insurance Licensing certification, administered by South Carolina Department of Insurance. C3RT is not affiliated with or endorsed by South Carolina Department of Insurance. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the South Carolina Department of Insurance official website ↗ .