PA P&C
Pennsylvania Property & Casualty Insurance License Exam
Pennsylvania regulates Property & Casualty producer licensing through Pennsylvania Insurance Department, with the exam delivered by PSI. The combined Property & Casualty exam has 150 questions with a 170 minutes (2 hrs 50 min) time limit. Passing requires 70%. The exam fee is $55. Pennsylvania does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for Pennsylvania, covering national concepts plus Pennsylvania statute, producer duties, and ethics.
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PA P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Pennsylvania Property & Casualty Insurance License Exam |
| Governing Body | Pennsylvania Insurance Department |
| Number of Questions | 150 |
| Time Limit | 170 minutes (2 hrs 50 min) |
| Passing Score | 70% |
| Exam Fee | $55 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Pennsylvania Insurance Department official website ↗ |
PA P&C Content Areas and Domains
Domain areas are sourced from the Pennsylvania Insurance Department content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Pennsylvania insurance law and regulations
How C3RT Helps You Pass the PA P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the PA P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real PA P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample PA P&C Practice Questions
Q1.Under the Business Auto Coverage Form in Pennsylvania, which of the following perils is covered under comprehensive coverage?
- Pollution
- Freezing
- VandalismCorrect
- Expected injury
In Pennsylvania, vandalism is a covered peril under the comprehensive section of the Business Auto Coverage Form. Pollution, freezing, and expected injury are standard exclusions or are not covered perils.
Q2.A business vehicle owned by a company in Pennsylvania is spray-painted and damaged by vandals. Under the Business Auto Coverage Form, which peril category covers this loss?
- Pollution
- Freezing
- Comprehensive CoverageCorrect
- Expected injury
In Pennsylvania, vandalism is a covered peril under the Comprehensive Coverage section of the Business Auto Coverage Form. Pollution, freezing, and expected injury are specifically excluded or not included as standard comprehensive perils.
Q3.Under the Business Auto Coverage Form in Pennsylvania, which of the following risks is specifically covered under Liability Coverage?
- Pollution
- Expected injury
- Explosion
- Workers' compensationCorrect
In Pennsylvania, workers' compensation is explicitly included as a covered risk under the Business Auto Liability policy. Pollution and explosion are standard exclusions, and 'expected injury' is not a recognized coverage category.
PA P&C Frequently Asked Questions
What does PA P&C stand for?
PA P&C stands for Pennsylvania Property & Casualty Insurance License Exam. It is administered by Pennsylvania Insurance Department.
Who administers the PA P&C?
The Pennsylvania Property & Casualty Insurance License Exam (PA P&C) is administered by Pennsylvania Insurance Department. For official information, visit the Pennsylvania Insurance Department website.
How many questions is the PA P&C?
The PA P&C consists of 150 questions. Candidates are given 170 minutes (2 hrs 50 min) to complete the exam.
What is the passing score for the PA P&C?
The passing score for the PA P&C is 70%, as set by Pennsylvania Insurance Department. Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the PA P&C exam cost?
The PA P&C exam fee is $55. This fee is set by Pennsylvania Insurance Department and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Pennsylvania Property & Casualty exam?
The Pennsylvania combined Property & Casualty exam has 150 scored questions, a 170 minutes (2 hrs 50 min) time limit, a $55 exam fee. Passing requires 70%. It is delivered by PSI.
Does Pennsylvania require prelicensing education for Property & Casualty?
No. Pennsylvania does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the Pennsylvania Property & Casualty exam?
Pennsylvania requires 70% on the Property & Casualty exam. Confirm the current standard with Pennsylvania Insurance Department, since passing standards can change.
Is the Property & Casualty exam different in Pennsylvania than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Pennsylvania tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Pennsylvania Insurance Department.
C3RT is a native iOS and macOS exam preparation platform covering the Pennsylvania Property & Casualty Insurance License Exam (PA P&C), a Insurance Licensing certification, administered by Pennsylvania Insurance Department. C3RT is not affiliated with or endorsed by Pennsylvania Insurance Department. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Pennsylvania Insurance Department official website ↗ .