OR P&C
Oregon Property & Casualty Insurance License Exam
Oregon regulates Property & Casualty producer licensing through Oregon Division of Financial Regulation (Department of Consumer and Business Services), with the exam delivered by PSI. The combined Property & Casualty exam has 150 questions with a 2 hours 40 minutes time limit. Passing requires 70%. The exam fee is $55. Oregon requires 40 hours of approved prelicensing education before you may sit the exam. C3RT includes Property & Casualty practice content built specifically for Oregon, covering national concepts plus Oregon statute, producer duties, and ethics.
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OR P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Oregon Property & Casualty Insurance License Exam |
| Governing Body | Oregon Division of Financial Regulation (Department of Consumer and Business Services) |
| Number of Questions | 150 |
| Time Limit | 2 hours 40 minutes |
| Passing Score | 70% |
| Exam Fee | $55 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Oregon Division of Financial Regulation (Department of Consumer and Business Services) official website ↗ |
OR P&C Content Areas and Domains
Domain areas are sourced from the Oregon Division of Financial Regulation (Department of Consumer and Business Services) content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Oregon insurance law and regulations
How C3RT Helps You Pass the OR P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the OR P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real OR P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample OR P&C Practice Questions
Q1.In the state of Oregon, what is the requirement for a resident seeking to purchase flood insurance through the National Flood Insurance Program (NFIP)?
- They must purchase the coverage through an insurance agent.Correct
- They may purchase the policy directly from the NFIP website.
- They can purchase it online without an agent's assistance.
- They are required to use a state-sponsored mutual aid fund.
Oregon law requires that flood insurance be purchased through an agent. Options 0 and 1 are incorrect because they describe direct-to-consumer methods which are prohibited in this specific jurisdiction.
Q2.A homeowner in Oregon contacts the Division of Financial Regulation seeking a referral for flood insurance. What is the correct phone number to provide this referral?
- Oregon FAIR Plan number
- 800-555-0199
- 888-379-9531Correct
- 1-800-NFIP-HELP
The Oregon Division of Financial Regulation specifically lists 888-379-9531 for flood insurance referrals. The other options are either generic distractors or unrelated plan identifiers.
Q3.A homeowner in Oregon contacts the Division of Financial Regulation seeking a referral for flood insurance. Which specific phone number should be provided to the consumer?
- 800-555-0199
- 888-379-9531Correct
- Oregon FAIR Plan number
- 1-800-NFIP-INFO
The correct phone number for flood insurance referrals in Oregon is 888-379-9531. The other options are either generic placeholders or unrelated state plans.
OR P&C Frequently Asked Questions
What does OR P&C stand for?
OR P&C stands for Oregon Property & Casualty Insurance License Exam. It is administered by Oregon Division of Financial Regulation (Department of Consumer and Business Services).
Who administers the OR P&C?
The Oregon Property & Casualty Insurance License Exam (OR P&C) is administered by Oregon Division of Financial Regulation (Department of Consumer and Business Services). For official information, visit the Oregon Division of Financial Regulation (Department of Consumer and Business Services) website.
How many questions is the OR P&C?
The OR P&C consists of 150 questions. Candidates are given 2 hours 40 minutes to complete the exam.
What is the passing score for the OR P&C?
The passing score for the OR P&C is 70%, as set by Oregon Division of Financial Regulation (Department of Consumer and Business Services). Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the OR P&C exam cost?
The OR P&C exam fee is $55. This fee is set by Oregon Division of Financial Regulation (Department of Consumer and Business Services) and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Oregon Property & Casualty exam?
The Oregon combined Property & Casualty exam has 150 scored questions, a 2 hours 40 minutes time limit, a $55 exam fee. Passing requires 70%. It is delivered by PSI.
Does Oregon require prelicensing education for Property & Casualty?
Yes. Oregon requires 40 hours of approved prelicensing education before you may sit the Property & Casualty exam. C3RT is exam preparation only and does not satisfy this requirement; you must complete it through an Oregon-approved provider.
What score do I need to pass the Oregon Property & Casualty exam?
Oregon requires 70% on the Property & Casualty exam. Confirm the current standard with Oregon Division of Financial Regulation (Department of Consumer and Business Services), since passing standards can change.
Is the Property & Casualty exam different in Oregon than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Oregon tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Oregon Division of Financial Regulation (Department of Consumer and Business Services).
C3RT is a native iOS and macOS exam preparation platform covering the Oregon Property & Casualty Insurance License Exam (OR P&C), a Insurance Licensing certification, administered by Oregon Division of Financial Regulation (Department of Consumer and Business Services). C3RT is not affiliated with or endorsed by Oregon Division of Financial Regulation (Department of Consumer and Business Services). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Oregon Division of Financial Regulation (Department of Consumer and Business Services) official website ↗ .