NJ P&C
New Jersey Property & Casualty Insurance License Exam
New Jersey regulates Property & Casualty producer licensing through New Jersey Department of Banking and Insurance, with the exam delivered by PSI Services LLC. New Jersey does not offer a single combined Property & Casualty exam; Property and Casualty are separate producer exams, each 3.5 hours long, $38 fee each (per the official PSI Candidate Information Bulletin's fee table), 70% passing score. New Jersey requires 40 hours of approved prelicensing education before you may sit the exam. C3RT includes Property & Casualty practice content built specifically for New Jersey, covering national concepts plus New Jersey statute, producer duties, and ethics.
Property & Casualty Exam Prep is in development. Notify us of your interest at [email protected].
NJ P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | New Jersey Property & Casualty Insurance License Exam |
| Governing Body | New Jersey Department of Banking and Insurance |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | New Jersey Department of Banking and Insurance official website ↗ |
NJ P&C Content Areas and Domains
Domain areas are sourced from the New Jersey Department of Banking and Insurance content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ New Jersey insurance law and regulations
How C3RT Helps You Pass the NJ P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the NJ P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real NJ P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample NJ P&C Practice Questions
Q1.Under New Jersey law, which type of insurance is specifically excluded from the types of insurance allowed for vessels, craft, aircraft, and vehicles of every kind?
- Bodily injury is included in all vehicle types
- Bodily injury to the personCorrect
- This exclusion only applies to aircraft
- Comprehensive property damage coverage
New Jersey law specifically excludes insurance against loss by reason of bodily injury to the person for these specific categories. The other options are incorrect because they either misstate the scope of the exclusion or incorrectly suggest inclusion.
Q2.Under New Jersey statutes regarding vehicle insurance licensing, which of the following best describes the restriction on insurance coverage for vessels, aircraft, and automobiles?
- Insurance is permitted only if it covers bodily injury but excludes property damage.
- Bodily injury liability is strictly excluded from the types of insurance allowed for these vehicles.Correct
- This exclusion applies exclusively to commercial aircraft and maritime vessels.
- The statute allows bodily injury coverage provided the premium is filed with the Commissioner.
New Jersey law specifically prohibits insurance against loss by reason of bodily injury for these vehicle types. The other options incorrectly suggest that bodily injury is either included, limited to specific vehicles, or subject to a filing exception.
Q3.Under New Jersey property insurance regulations, which of the following scenarios is specifically excluded from coverage when insuring a fleet of aircraft and automobiles?
- Damage to the physical hull of an aircraft due to collision.
- Insurance against loss by reason of bodily injury to a person.Correct
- Loss or damage to vehicles of every kind including cars and craft.
- Property damage resulting from a multi-vehicle accident.
New Jersey law specifies that while property insurance covers various types of vehicles and aircraft, it explicitly excludes insurance against loss by reason of bodily injury. Options 0, 1, and 3 describe physical property damage or general vehicle coverage which are permitted.
NJ P&C Frequently Asked Questions
What does NJ P&C stand for?
NJ P&C stands for New Jersey Property & Casualty Insurance License Exam. It is administered by New Jersey Department of Banking and Insurance.
Who administers the NJ P&C?
The New Jersey Property & Casualty Insurance License Exam (NJ P&C) is administered by New Jersey Department of Banking and Insurance. For official information, visit the New Jersey Department of Banking and Insurance website.
Does New Jersey have a combined Property & Casualty exam?
New Jersey does not offer a single combined Property & Casualty exam; Property and Casualty are separate producer exams, each 3.5 hours long, $38 fee each (per the official PSI Candidate Information Bulletin's fee table), 70% passing score. Check New Jersey Department of Banking and Insurance for the current exam-registration process.
Does New Jersey require prelicensing education for Property & Casualty?
Yes. New Jersey requires 40 hours of approved prelicensing education before you may sit the Property & Casualty exam. C3RT is exam preparation only and does not satisfy this requirement; you must complete it through a New Jersey-approved provider.
What score do I need to pass the New Jersey Property & Casualty exam?
New Jersey requires 70% on the Property & Casualty exam. Confirm the current standard with New Jersey Department of Banking and Insurance, since passing standards can change.
Is the Property & Casualty exam different in New Jersey than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but New Jersey tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by New Jersey Department of Banking and Insurance.
C3RT is a native iOS and macOS exam preparation platform covering the New Jersey Property & Casualty Insurance License Exam (NJ P&C), a Insurance Licensing certification, administered by New Jersey Department of Banking and Insurance. C3RT is not affiliated with or endorsed by New Jersey Department of Banking and Insurance. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the New Jersey Department of Banking and Insurance official website ↗ .