NH P&C
New Hampshire Property & Casualty Insurance License Exam
New Hampshire regulates Property & Casualty producer licensing through New Hampshire Insurance Department, with the exam delivered by PSI. The combined Property & Casualty exam has 150 questions with a 2.5 hours time limit. Passing requires 70%. The exam fee is $65. New Hampshire does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for New Hampshire, covering national concepts plus New Hampshire statute, producer duties, and ethics.
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NH P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | New Hampshire Property & Casualty Insurance License Exam |
| Governing Body | New Hampshire Insurance Department |
| Number of Questions | 150 |
| Time Limit | 2.5 hours |
| Passing Score | 70% |
| Exam Fee | $65 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | New Hampshire Insurance Department official website ↗ |
NH P&C Content Areas and Domains
Domain areas are sourced from the New Hampshire Insurance Department content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ New Hampshire insurance law and regulations
How C3RT Helps You Pass the NH P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the NH P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real NH P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample NH P&C Practice Questions
Q1.Which U.S. state is unique in that it does not mandate automobile insurance for all drivers?
- Florida
- California
- New HampshireCorrect
- Texas
New Hampshire is the only state in the U.S. where auto insurance is not legally mandated for all drivers. All other states require a minimum level of liability coverage.
Q2.Which of the following statements accurately describes the legal requirement for automobile insurance in New Hampshire?
- Insurance is mandatory in New Hampshire, but the state allows for a 'self-insurance' waiver for private residents.
- All 50 states mandate that every licensed driver must maintain active auto insurance.
- New Hampshire mandates insurance for all drivers, but provides an exemption for vehicles used solely for agricultural purposes.
- New Hampshire is the only state where a driver can legally operate a vehicle without carrying a liability policy.Correct
New Hampshire is uniquely the only state without a general mandate for auto insurance. The other options incorrectly suggest universal mandates or specific exemptions that do not exist in NH law.
Q3.Which U.S. state is unique in that it does not mandate automobile insurance for all drivers?
- Florida
- Texas
- New HampshireCorrect
- California
New Hampshire is the only state where auto insurance is not a legal requirement for all drivers. All other U.S. states mandate coverage.
NH P&C Frequently Asked Questions
What does NH P&C stand for?
NH P&C stands for New Hampshire Property & Casualty Insurance License Exam. It is administered by New Hampshire Insurance Department.
Who administers the NH P&C?
The New Hampshire Property & Casualty Insurance License Exam (NH P&C) is administered by New Hampshire Insurance Department. For official information, visit the New Hampshire Insurance Department website.
How many questions is the NH P&C?
The NH P&C consists of 150 questions. Candidates are given 2.5 hours to complete the exam.
What is the passing score for the NH P&C?
The passing score for the NH P&C is 70%, as set by New Hampshire Insurance Department. Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the NH P&C exam cost?
The NH P&C exam fee is $65. This fee is set by New Hampshire Insurance Department and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the New Hampshire Property & Casualty exam?
The New Hampshire combined Property & Casualty exam has 150 scored questions, a 2.5 hours time limit, a $65 exam fee. Passing requires 70%. It is delivered by PSI.
Does New Hampshire require prelicensing education for Property & Casualty?
No. New Hampshire does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the New Hampshire Property & Casualty exam?
New Hampshire requires 70% on the Property & Casualty exam. Confirm the current standard with New Hampshire Insurance Department, since passing standards can change.
Is the Property & Casualty exam different in New Hampshire than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but New Hampshire tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by New Hampshire Insurance Department.
C3RT is a native iOS and macOS exam preparation platform covering the New Hampshire Property & Casualty Insurance License Exam (NH P&C), a Insurance Licensing certification, administered by New Hampshire Insurance Department. C3RT is not affiliated with or endorsed by New Hampshire Insurance Department. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the New Hampshire Insurance Department official website ↗ .