MN P&C
Minnesota Property & Casualty Insurance License Exam
Minnesota regulates Property & Casualty producer licensing through Minnesota Department of Commerce, with the exam delivered by PSI Services LLC. The combined Property & Casualty exam has 130 questions with a 3 hours time limit. Passing requires 70% correct. The exam fee is $45. Minnesota requires 40 hours of approved prelicensing education before you may sit the exam. C3RT includes Property & Casualty practice content built specifically for Minnesota, covering national concepts plus Minnesota statute, producer duties, and ethics.
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MN P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Minnesota Property & Casualty Insurance License Exam |
| Governing Body | Minnesota Department of Commerce |
| Number of Questions | 130 |
| Time Limit | 3 hours |
| Passing Score | 70% correct |
| Exam Fee | $45 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Minnesota Department of Commerce official website ↗ |
MN P&C Content Areas and Domains
Domain areas are sourced from the Minnesota Department of Commerce content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Minnesota insurance law and regulations
How C3RT Helps You Pass the MN P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the MN P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real MN P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample MN P&C Practice Questions
Q1.Under Minnesota law, what is the requirement regarding the disclosure of motor vehicle theft information?
- It is an optional disclosure provided at the insurer's discretion.
- It is only required for high-value vehicles.
- It is a mandatory disclosure.Correct
- It is only required if the owner files a police report within 24 hours.
Minnesota law mandates the disclosure of theft information; it is not optional or restricted by vehicle value. The other options incorrectly suggest limitations that do not exist in the statute.
Q2.A policyholder in Minnesota contacts an agency to report that their vehicle was stolen. According to state law, how must the insurance provider handle this theft information?
- The disclosure is optional and depends on the policyholder's preference.
- Disclosure is only required if the stolen vehicle is classified as a high-value asset.
- Disclosure of motor vehicle theft information is mandatory.Correct
- The provider may withhold disclosure unless a police report is filed within 24 hours.
Minnesota law mandates the disclosure of motor vehicle theft information; it is not optional or restricted to high-value vehicles. Distractors fail because they suggest exemptions that do not exist under state requirements.
Q3.Under Minnesota law, when a customer reports a stolen vehicle, what is the specific requirement regarding the disclosure of motor vehicle theft information?
- Optional disclosure at the insurer's discretion
- Disclosure only required if the theft occurs in a metropolitan area
- Only required for high-value vehicles
- Mandatory disclosure for all reported theftsCorrect
Minnesota law mandates the disclosure of motor vehicle theft information as a requirement; it is not optional or restricted by vehicle value.
MN P&C Frequently Asked Questions
What does MN P&C stand for?
MN P&C stands for Minnesota Property & Casualty Insurance License Exam. It is administered by Minnesota Department of Commerce.
Who administers the MN P&C?
The Minnesota Property & Casualty Insurance License Exam (MN P&C) is administered by Minnesota Department of Commerce. For official information, visit the Minnesota Department of Commerce website.
How many questions is the MN P&C?
The MN P&C consists of 130 questions. Candidates are given 3 hours to complete the exam.
What is the passing score for the MN P&C?
The passing score for the MN P&C is 70% correct, as set by Minnesota Department of Commerce. Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the MN P&C exam cost?
The MN P&C exam fee is $45. This fee is set by Minnesota Department of Commerce and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Minnesota Property & Casualty exam?
The Minnesota combined Property & Casualty exam has 130 scored questions, a 3 hours time limit, a $45 exam fee. Passing requires 70% correct. It is delivered by PSI Services LLC.
Does Minnesota require prelicensing education for Property & Casualty?
Yes. Minnesota requires 40 hours of approved prelicensing education before you may sit the Property & Casualty exam. C3RT is exam preparation only and does not satisfy this requirement; you must complete it through a Minnesota-approved provider.
What score do I need to pass the Minnesota Property & Casualty exam?
Minnesota requires 70% correct on the Property & Casualty exam. Confirm the current standard with Minnesota Department of Commerce, since passing standards can change.
Is the Property & Casualty exam different in Minnesota than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Minnesota tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Minnesota Department of Commerce.
C3RT is a native iOS and macOS exam preparation platform covering the Minnesota Property & Casualty Insurance License Exam (MN P&C), a Insurance Licensing certification, administered by Minnesota Department of Commerce. C3RT is not affiliated with or endorsed by Minnesota Department of Commerce. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Minnesota Department of Commerce official website ↗ .