MD P&C
Maryland Property & Casualty Insurance License Exam
Maryland regulates Property & Casualty producer licensing through Maryland Insurance Administration (MIA), with the exam delivered by Prometric. The combined Property & Casualty exam has 130 questions with a 2.5 hours time limit. The exam fee is $62. Maryland does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for Maryland, covering national concepts plus Maryland statute, producer duties, and ethics.
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MD P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Maryland Property & Casualty Insurance License Exam |
| Governing Body | Maryland Insurance Administration (MIA) |
| Number of Questions | 130 |
| Time Limit | 2.5 hours |
| Exam Fee | $62 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Maryland Insurance Administration (MIA) official website ↗ |
MD P&C Content Areas and Domains
Domain areas are sourced from the Maryland Insurance Administration (MIA) content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Maryland insurance law and regulations
How C3RT Helps You Pass the MD P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the MD P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real MD P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample MD P&C Practice Questions
Q1.A resident is attempting to register a new vehicle in Maryland. Which of the following statements correctly describes the state's requirements regarding auto insurance?
- Maryland is a voluntary insurance state where coverage is optional for registration.
- Only commercial vehicles are required to carry liability insurance.
- Maryland is a mandatory insurance state where all registered vehicles must be insured.Correct
- Insurance is only required if the vehicle is used for business purposes.
Maryland law requires all registered vehicles to have insurance; 'mandatory' means it is a legal requirement for registration. The other options incorrectly suggest that coverage is optional or limited only to commercial use.
Q2.A resident is attempting to register a new vehicle in Maryland. Which of the following statements accurately describes the state's requirements regarding mandatory insurance coverage?
- All registered vehicles must be insured, regardless of whether the vehicle is used for personal or commercial purposes.Correct
- Only commercial vehicles are required to carry mandatory insurance; personal passenger vehicles are exempt.
- Maryland is a voluntary insurance state where registration is permitted without proof of liability.
- Insurance is only mandatory for vehicles that have been registered for more than 30 days.
Maryland is a mandatory insurance state requiring all registered vehicles to be insured. The distractors incorrectly suggest exemptions based on vehicle use or registration duration which do not exist in Maryland law.
Q3.A resident is attempting to register a new vehicle in Maryland. Based on state regulations, what is the requirement regarding insurance coverage for this registration?
- Insurance is optional; only commercial vehicles are required to have coverage.
- The vehicle must have mandatory insurance as it is a mandatory insurance state.Correct
- Insurance is only required if the vehicle is used for ride-sharing services.
- Maryland is a voluntary insurance state where registration can proceed without proof of coverage.
Maryland is a mandatory insurance state, meaning all registered vehicles must have insurance. The other options incorrectly suggest the state is voluntary or that requirements are limited to specific vehicle types.
MD P&C Frequently Asked Questions
What does MD P&C stand for?
MD P&C stands for Maryland Property & Casualty Insurance License Exam. It is administered by Maryland Insurance Administration (MIA).
Who administers the MD P&C?
The Maryland Property & Casualty Insurance License Exam (MD P&C) is administered by Maryland Insurance Administration (MIA). For official information, visit the Maryland Insurance Administration (MIA) website.
How many questions is the MD P&C?
The MD P&C consists of 130 questions. Candidates are given 2.5 hours to complete the exam.
How much does the MD P&C exam cost?
The MD P&C exam fee is $62. This fee is set by Maryland Insurance Administration (MIA) and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Maryland Property & Casualty exam?
The Maryland combined Property & Casualty exam has 130 scored questions, a 2.5 hours time limit, a $62 exam fee. It is delivered by Prometric.
Does Maryland require prelicensing education for Property & Casualty?
No. Maryland does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the Maryland Property & Casualty exam?
We could not confirm the current passing standard for the Maryland Property & Casualty exam from an official source. Most states use a 70 percent standard, though some use a scaled score or a different percentage; confirm with Maryland Insurance Administration (MIA).
Is the Property & Casualty exam different in Maryland than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Maryland tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Maryland Insurance Administration (MIA).
C3RT is a native iOS and macOS exam preparation platform covering the Maryland Property & Casualty Insurance License Exam (MD P&C), a Insurance Licensing certification, administered by Maryland Insurance Administration (MIA). C3RT is not affiliated with or endorsed by Maryland Insurance Administration (MIA). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Maryland Insurance Administration (MIA) official website ↗ .