LA P&C
Louisiana Property & Casualty Insurance License Exam
Louisiana regulates Property & Casualty producer licensing through Louisiana Department of Insurance (LDI), with the exam delivered by PSI. The combined Property & Casualty exam has 150 questions with a 160 minutes time limit. Passing requires 70%. The exam fee is $65. Louisiana requires 40 hours of approved prelicensing education before you may sit the exam. C3RT includes Property & Casualty practice content built specifically for Louisiana, covering national concepts plus Louisiana statute, producer duties, and ethics.
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LA P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Louisiana Property & Casualty Insurance License Exam |
| Governing Body | Louisiana Department of Insurance (LDI) |
| Number of Questions | 150 |
| Time Limit | 160 minutes |
| Passing Score | 70% |
| Exam Fee | $65 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Louisiana Department of Insurance (LDI) official website ↗ |
LA P&C Content Areas and Domains
Domain areas are sourced from the Louisiana Department of Insurance (LDI) content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Louisiana insurance law and regulations
How C3RT Helps You Pass the LA P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the LA P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real LA P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample LA P&C Practice Questions
Q1.In the state of Louisiana, which system governs personal injury claims resulting from an auto accident?
- TortCorrect
- No-fault
- Comparative negligence only
- Strict liability
Louisiana is a tort state, meaning victims can sue for damages based on the negligence of another party. No-fault states require immediate benefits regardless of fault, which does not apply in Louisiana.
Q2.A driver in Louisiana is injured in a multi-vehicle accident. Which of the following best describes how personal injury claims are handled in this state?
- The driver must first exhaust Personal Injury Protection (PIP) benefits before filing a claim.
- The driver is limited to a 'no-fault' recovery regardless of the other driver's actions.
- The driver can file a lawsuit against the at-fault party to recover damages based on liability.Correct
- The driver can only seek compensation if they are 100% non-negligent.
Louisiana is a tort state, meaning victims can sue for damages based on the negligence of others. No-fault states require victims to seek initial benefits from their own insurer regardless of fault.
Q3.A driver is injured in a multi-vehicle accident in Louisiana. Which of the following best describes how personal injury claims are handled in this state?
- Claims are processed through a no-fault system where benefits are paid regardless of liability.
- The state is a no-fault state, but only for catastrophic injuries exceeding a specific dollar amount.
- The state follows a tort system, requiring the plaintiff to prove negligence to recover damages.Correct
- The state operates on a comparative negligence only basis with no requirement to prove fault.
Louisiana is a tort state, meaning victims must prove the other party's negligence to recover personal injury damages. The 'no-fault' options are incorrect because Louisiana does not utilize a no-fault system for auto insurance.
LA P&C Frequently Asked Questions
What does LA P&C stand for?
LA P&C stands for Louisiana Property & Casualty Insurance License Exam. It is administered by Louisiana Department of Insurance (LDI).
Who administers the LA P&C?
The Louisiana Property & Casualty Insurance License Exam (LA P&C) is administered by Louisiana Department of Insurance (LDI). For official information, visit the Louisiana Department of Insurance (LDI) website.
How many questions is the LA P&C?
The LA P&C consists of 150 questions. Candidates are given 160 minutes to complete the exam.
What is the passing score for the LA P&C?
The passing score for the LA P&C is 70%, as set by Louisiana Department of Insurance (LDI). Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the LA P&C exam cost?
The LA P&C exam fee is $65. This fee is set by Louisiana Department of Insurance (LDI) and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Louisiana Property & Casualty exam?
The Louisiana combined Property & Casualty exam has 150 scored questions, a 160 minutes time limit, a $65 exam fee. Passing requires 70%. It is delivered by PSI.
Does Louisiana require prelicensing education for Property & Casualty?
Yes. Louisiana requires 40 hours of approved prelicensing education before you may sit the Property & Casualty exam. C3RT is exam preparation only and does not satisfy this requirement; you must complete it through a Louisiana-approved provider.
What score do I need to pass the Louisiana Property & Casualty exam?
Louisiana requires 70% on the Property & Casualty exam. Confirm the current standard with Louisiana Department of Insurance (LDI), since passing standards can change.
Is the Property & Casualty exam different in Louisiana than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Louisiana tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Louisiana Department of Insurance (LDI).
C3RT is a native iOS and macOS exam preparation platform covering the Louisiana Property & Casualty Insurance License Exam (LA P&C), a Insurance Licensing certification, administered by Louisiana Department of Insurance (LDI). C3RT is not affiliated with or endorsed by Louisiana Department of Insurance (LDI). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Louisiana Department of Insurance (LDI) official website ↗ .