KS P&C
Kansas Property & Casualty Insurance License Exam
Kansas regulates Property & Casualty producer licensing through Kansas Department of Insurance (KDOI), with the exam delivered by Pearson VUE. Kansas offers BOTH single-line exams (Property/Allied Lines and Casualty/Allied Lines, each 89 total questions, 90 min, $57) AND a combined Property & Casualty and Allied Lines Producer exam (154 total questions, 150 min, $64); candidates can choose either path. Kansas does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for Kansas, covering national concepts plus Kansas statute, producer duties, and ethics.
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KS P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Kansas Property & Casualty Insurance License Exam |
| Governing Body | Kansas Department of Insurance (KDOI) |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Kansas Department of Insurance (KDOI) official website ↗ |
KS P&C Content Areas and Domains
Domain areas are sourced from the Kansas Department of Insurance (KDOI) content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Kansas insurance law and regulations
How C3RT Helps You Pass the KS P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the KS P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real KS P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample KS P&C Practice Questions
Q1.Under the Kansas Automobile Injury Reparations Act, what is the minimum Personal Injury Protection (PIP) limit required for medical expenses per person?
- $5,000 per person
- $3,000 per person
- $4,500 per personCorrect
- $10,000 per person
Kansas law specifically mandates a minimum of $4,500 per person for medical expenses under the no-fault statute. The other options are incorrect as they do not align with the specific statutory requirement.
Q2.Under the Kansas Automobile Injury Reparations Act, which of the following best describes the application of the $4,500 Personal Injury Protection (PIP) medical expense limit?
- The $4,500 limit applies specifically to each individual person injured in the accident.Correct
- The $4,500 limit is a maximum cap that applies to the total aggregate medical expenses for all occupants of the vehicle.
- The $4,500 limit is only applicable if the driver was found to be at fault for the collision.
- The $4,500 limit is waived if the medical expenses are incurred at a facility licensed by the state.
Kansas law specifies that PIP benefits are provided per person, not as an aggregate total for all passengers. Distractors fail because the amount is individual (not aggregate), applies regardless of fault (no-fault), and is a statutory limit rather than a facility-based exemption.
Q3.Under the Kansas Automobile Injury Reparations Act, what is the minimum Personal Injury Protection (PIP) limit required for medical expenses per person?
- $5,000 per person
- $3,000 per person
- $4,500 per personCorrect
- $10,000 per person
Kansas law specifically mandates a minimum of $4,500 per person for PIP medical expenses. The distractors are common nearby figures that do not meet the specific statutory requirement.
KS P&C Frequently Asked Questions
What does KS P&C stand for?
KS P&C stands for Kansas Property & Casualty Insurance License Exam. It is administered by Kansas Department of Insurance (KDOI).
Who administers the KS P&C?
The Kansas Property & Casualty Insurance License Exam (KS P&C) is administered by Kansas Department of Insurance (KDOI). For official information, visit the Kansas Department of Insurance (KDOI) website.
Does Kansas have a combined Property & Casualty exam?
Kansas offers BOTH single-line exams (Property/Allied Lines and Casualty/Allied Lines, each 89 total questions, 90 min, $57) AND a combined Property & Casualty and Allied Lines Producer exam (154 total questions, 150 min, $64); candidates can choose either path. Check Kansas Department of Insurance (KDOI) for the current exam-registration process.
Does Kansas require prelicensing education for Property & Casualty?
No. Kansas does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the Kansas Property & Casualty exam?
Kansas requires 70% on the Property & Casualty exam. Confirm the current standard with Kansas Department of Insurance (KDOI), since passing standards can change.
Is the Property & Casualty exam different in Kansas than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Kansas tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Kansas Department of Insurance (KDOI).
C3RT is a native iOS and macOS exam preparation platform covering the Kansas Property & Casualty Insurance License Exam (KS P&C), a Insurance Licensing certification, administered by Kansas Department of Insurance (KDOI). C3RT is not affiliated with or endorsed by Kansas Department of Insurance (KDOI). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Kansas Department of Insurance (KDOI) official website ↗ .