ID P&C
Idaho Property & Casualty Insurance License Exam
Idaho regulates Property & Casualty producer licensing through Idaho Department of Insurance, with the exam delivered by Pearson VUE. Idaho has no combined P&C exam and, unlike HI/IL, does not split each line into separate General/State sub-exams; each line is a single 105-minute sitting. Property Producer: 68 scored + 12 pretest = 80 total questions. Idaho does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for Idaho, covering national concepts plus Idaho statute, producer duties, and ethics.
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ID P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Idaho Property & Casualty Insurance License Exam |
| Governing Body | Idaho Department of Insurance |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Idaho Department of Insurance official website ↗ |
ID P&C Content Areas and Domains
Domain areas are sourced from the Idaho Department of Insurance content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Idaho insurance law and regulations
How C3RT Helps You Pass the ID P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the ID P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real ID P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample ID P&C Practice Questions
Q1.Under Idaho statute 41-1328D, what is required when non-OEM aftermarket parts are used to repair a motor vehicle?
- Oral disclosure to the policyholder is sufficient as long as the parts are functional.
- The written estimate must identify each part and include a specific disclosure in 10-point or larger type.Correct
- Disclosure is only required if the insurer pays for the aftermarket parts rather than the consumer.
- A verbal notification is required, but no written documentation is necessary for non-OEM parts.
Idaho law specifically mandates a written estimate identifying each part and a disclosure in at least 10-point type. Oral disclosures or requirements based solely on who pays for the parts are not compliant with the statute.
Q2.An Idaho insurer is repairing a vehicle and intends to use non-OEM aftermarket parts. To comply with statute 41-1328D, what must the insurer do regarding the written estimate?
- Provide an oral disclosure to the policyholder at the time of the repair agreement.
- Submit the estimate to the Department of Insurance for approval before beginning repairs.
- Only provide a written disclosure if the insurer is paying for the parts rather than the policyholder.
- Include a specific disclosure document in 10-point or larger type identifying each part.Correct
Idaho law specifically requires a written disclosure in 10-point or larger type identifying each non-OEM part. Oral disclosures and 'insurer-paid' exemptions are not valid under this specific statute.
Q3.Under Idaho statute 41-1328D, an insurer is repairing a vehicle using non-OEM aftermarket parts. Which of the following actions must be taken to remain in compliance with state law?
- The insurer may provide an oral disclosure to the policyholder at the time of the repair estimate.
- The insurer must provide the disclosure only if the cost of the aftermarket parts exceeds the cost of an OEM part.
- Disclosure is only required if the non-OEM parts are purchased directly by the insured rather than the insurer.
- A written estimate must identify each part and include a specific disclosure document in 10-point type or larger.Correct
Idaho law specifically mandates a written estimate identifying each part and a formal disclosure in at least 10-point type. Oral disclosures or conditional requirements based on price/payment source are not legally sufficient.
ID P&C Frequently Asked Questions
What does ID P&C stand for?
ID P&C stands for Idaho Property & Casualty Insurance License Exam. It is administered by Idaho Department of Insurance.
Who administers the ID P&C?
The Idaho Property & Casualty Insurance License Exam (ID P&C) is administered by Idaho Department of Insurance. For official information, visit the Idaho Department of Insurance website.
Does Idaho have a combined Property & Casualty exam?
Idaho has no combined P&C exam and, unlike HI/IL, does not split each line into separate General/State sub-exams; each line is a single 105-minute sitting. Property Producer: 68 scored + 12 pretest = 80 total questions. Check Idaho Department of Insurance for the current exam-registration process.
Does Idaho require prelicensing education for Property & Casualty?
No. Idaho does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the Idaho Property & Casualty exam?
We could not confirm the current passing standard for the Idaho Property & Casualty exam from an official source. Most states use a 70 percent standard, though some use a scaled score or a different percentage; confirm with Idaho Department of Insurance.
Is the Property & Casualty exam different in Idaho than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Idaho tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Idaho Department of Insurance.
C3RT is a native iOS and macOS exam preparation platform covering the Idaho Property & Casualty Insurance License Exam (ID P&C), a Insurance Licensing certification, administered by Idaho Department of Insurance. C3RT is not affiliated with or endorsed by Idaho Department of Insurance. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Idaho Department of Insurance official website ↗ .