HI P&C
Hawaii Property & Casualty Insurance License Exam
Hawaii regulates Property & Casualty producer licensing through Hawaii Department of Commerce and Consumer Affairs (DCCA), with the exam delivered by Pearson VUE. Hawaii has no combined P&C exam; it splits into separate Property Producer and Casualty Producer exams, each further split into a General portion and a State portion taken in one session. Hawaii does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for Hawaii, covering national concepts plus Hawaii statute, producer duties, and ethics.
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HI P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Hawaii Property & Casualty Insurance License Exam |
| Governing Body | Hawaii Department of Commerce and Consumer Affairs (DCCA) |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Hawaii Department of Commerce and Consumer Affairs (DCCA) official website ↗ |
HI P&C Content Areas and Domains
Domain areas are sourced from the Hawaii Department of Commerce and Consumer Affairs (DCCA) content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Hawaii insurance law and regulations
How C3RT Helps You Pass the HI P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the HI P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real HI P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample HI P&C Practice Questions
Q1.In the state of Hawaii, if an insurer deposits the original motor vehicle or aircraft insurance policy with a mortgagee or pledgee, what must the insurer provide to the seller?
- Nothing, as the mortgagee holds the primary document
- Only a copy if the mortgagee specifically requests it
- A duplicate of the policy or memorandumCorrect
- A certified statement of coverage only
Hawaii law requires a duplicate of the policy or memorandum to be provided to any seller, mortgagee, or pledgee if the original is deposited with them. The other options are incorrect because the requirement is mandatory and applies regardless of a specific request.
Q2.In the state of Hawaii, if a duplicate motor vehicle or aircraft policy does not provide coverage for legal liability to third parties, what requirement must be met?
- The statement can be included in the fine print of the policy.
- A conspicuous statement of this fact must be printed on the face of the duplicate.Correct
- Only policies for aircraft are required to have a liability disclosure.
- The policy must be endorsed by the commissioner before being issued.
Hawaii law specifically requires that the lack of third-party liability coverage on a duplicate policy be clearly stated on the face of the document. Distractors are incorrect because 'fine print' is insufficient for conspicuousity and the rule applies to both vehicles and aircraft.
Q3.Under Hawaii law, which of the following is included in the definition of vehicle insurance?
- Only land vehicles and aircraft
- Property only when being loaded or unloaded
- Draft or riding animalsCorrect
- Exclusively motorized transport
In Hawaii, vehicle insurance specifically includes draft or riding animals, as well as property contained within them. Options 0, 2, and 3 are incorrect because they either exclude animals or limit the scope of covered property.
HI P&C Frequently Asked Questions
What does HI P&C stand for?
HI P&C stands for Hawaii Property & Casualty Insurance License Exam. It is administered by Hawaii Department of Commerce and Consumer Affairs (DCCA).
Who administers the HI P&C?
The Hawaii Property & Casualty Insurance License Exam (HI P&C) is administered by Hawaii Department of Commerce and Consumer Affairs (DCCA). For official information, visit the Hawaii Department of Commerce and Consumer Affairs (DCCA) website.
Does Hawaii have a combined Property & Casualty exam?
Hawaii has no combined P&C exam; it splits into separate Property Producer and Casualty Producer exams, each further split into a General portion and a State portion taken in one session. Check Hawaii Department of Commerce and Consumer Affairs (DCCA) for the current exam-registration process.
Does Hawaii require prelicensing education for Property & Casualty?
No. Hawaii does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the Hawaii Property & Casualty exam?
Hawaii requires 70 (scaled score, not a raw percentage) on the Property & Casualty exam. Confirm the current standard with Hawaii Department of Commerce and Consumer Affairs (DCCA), since passing standards can change.
Is the Property & Casualty exam different in Hawaii than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Hawaii tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Hawaii Department of Commerce and Consumer Affairs (DCCA).
C3RT is a native iOS and macOS exam preparation platform covering the Hawaii Property & Casualty Insurance License Exam (HI P&C), a Insurance Licensing certification, administered by Hawaii Department of Commerce and Consumer Affairs (DCCA). C3RT is not affiliated with or endorsed by Hawaii Department of Commerce and Consumer Affairs (DCCA). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Hawaii Department of Commerce and Consumer Affairs (DCCA) official website ↗ .