GA P&C
Georgia Property & Casualty Insurance License Exam
Georgia regulates Property & Casualty producer licensing through Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID), with the exam delivered by Pearson VUE. The combined Property & Casualty exam has a 2.5 hours (combined Property & Casualty COMBO); 2 hours each for standalone Property or Casualty time limit. Passing requires 70%. The exam fee is $67 (flat fee across all GA exam types). Georgia requires 16 hours of approved prelicensing education before you may sit the exam. C3RT includes Property & Casualty practice content built specifically for Georgia, covering national concepts plus Georgia statute, producer duties, and ethics.
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GA P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Georgia Property & Casualty Insurance License Exam |
| Governing Body | Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID) |
| Time Limit | 2.5 hours (combined Property & Casualty COMBO); 2 hours each for standalone Property or Casualty |
| Passing Score | 70% |
| Exam Fee | $67 (flat fee across all GA exam types) |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID) official website ↗ |
GA P&C Content Areas and Domains
Domain areas are sourced from the Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID) content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Georgia insurance law and regulations
How C3RT Helps You Pass the GA P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the GA P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real GA P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample GA P&C Practice Questions
Q1.Under Georgia's financial responsibility law, what is required for a business that operates a delivery van for commercial purposes?
- Only heavy trucks are required to carry liability insurance.
- The business must have insurance or be a qualified self-insurer.Correct
- Insurance is only mandatory if the vehicle is used for personal errands.
- Small businesses are exempt from financial responsibility requirements.
Georgia law requires all businesses to have insurance or be a qualified self-insurer for vehicles used in connection with business. The other options incorrectly suggest exemptions based on vehicle size or personal use.
Q2.Under Georgia law, what is a mandatory requirement for an auto insurance policy regarding Uninsured Motorist coverage?
- It is optional coverage that the owner may choose to waive.
- It is only required for personal vehicles, not commercial ones.
- It must provide both bodily injury and property damage protection to the insured.Correct
- It provides protection only against bodily injury, excluding property damage.
Georgia law specifically mandates that Uninsured Motorist coverage must include both bodily injury and property damage. The other options are incorrect because the coverage is mandatory (not optional) and applies to all required auto policies regardless of vehicle use.
Q3.Under Georgia law, what is the requirement for automobile owners regarding liability coverage?
- Owners must carry collision insurance to be legally compliant.
- Owners must have liability insurance or be a qualified self-insured.Correct
- No self-insurance is allowed; all owners must purchase a policy.
- Only commercial vehicles are required to carry liability insurance.
Georgia law specifically allows for either liability insurance or qualified self-insurance. Collision coverage is not a legal requirement, and self-insurance is permitted under specific qualifications.
GA P&C Frequently Asked Questions
What does GA P&C stand for?
GA P&C stands for Georgia Property & Casualty Insurance License Exam. It is administered by Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID).
Who administers the GA P&C?
The Georgia Property & Casualty Insurance License Exam (GA P&C) is administered by Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID). For official information, visit the Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID) website.
What is the passing score for the GA P&C?
The passing score for the GA P&C is 70%, as set by Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID). Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the GA P&C exam cost?
The GA P&C exam fee is $67 (flat fee across all GA exam types). This fee is set by Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID) and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Georgia Property & Casualty exam?
The Georgia combined Property & Casualty exam has a 2.5 hours (combined Property & Casualty COMBO); 2 hours each for standalone Property or Casualty time limit, a $67 (flat fee across all GA exam types) exam fee. Passing requires 70%. It is delivered by Pearson VUE.
Does Georgia require prelicensing education for Property & Casualty?
Yes. Georgia requires 16 hours of approved prelicensing education before you may sit the Property & Casualty exam. C3RT is exam preparation only and does not satisfy this requirement; you must complete it through a Georgia-approved provider.
What score do I need to pass the Georgia Property & Casualty exam?
Georgia requires 70% on the Property & Casualty exam. Confirm the current standard with Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID), since passing standards can change.
Is the Property & Casualty exam different in Georgia than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Georgia tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID).
C3RT is a native iOS and macOS exam preparation platform covering the Georgia Property & Casualty Insurance License Exam (GA P&C), a Insurance Licensing certification, administered by Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID). C3RT is not affiliated with or endorsed by Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Georgia Office of Commissioner of Insurance and Safety Fire (OCI/GID) official website ↗ .