FL P&C
Florida Property & Casualty Insurance License Exam
Florida regulates Property & Casualty producer licensing through Florida Department of Financial Services (Bureau of Licensing), with the exam delivered by Pearson VUE. The combined Property & Casualty exam has a 3 hours time limit. The exam fee is $44. Florida requires 200 hours of approved prelicensing education before you may sit the exam. C3RT includes Property & Casualty practice content built specifically for Florida, covering national concepts plus Florida statute, producer duties, and ethics.
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FL P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Florida Property & Casualty Insurance License Exam |
| Governing Body | Florida Department of Financial Services (Bureau of Licensing) |
| Time Limit | 3 hours |
| Exam Fee | $44 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Florida Department of Financial Services (Bureau of Licensing) official website ↗ |
FL P&C Content Areas and Domains
Domain areas are sourced from the Florida Department of Financial Services (Bureau of Licensing) content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Florida insurance law and regulations
How C3RT Helps You Pass the FL P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the FL P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real FL P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample FL P&C Practice Questions
Q1.In Florida, what is the statute of limitations for commencing an action for liquidated damages against a winning bidder who violated construction statutes?
- 5 years (as defined in policy language)
- 1 year
- 2 yearsCorrect
- 4 years
Florida law specifically mandates a 2-year period for actions regarding liquidated damages in this context. The 1-year and 5-year options are common distractors but do not apply to this specific construction statute.
Q2.In Florida construction contract litigation, what is the rule regarding the award of attorney’s fees for the prevailing party?
- The prevailing party is entitled to an award of reasonable attorney's fees.Correct
- Only the plaintiff is entitled to an award of reasonable attorney's fees.
- Attorney's fees are not allowed regardless of who wins.
- Fees are only awarded if the winning contractor was a licensed subcontractor.
Florida law dictates that the prevailing party in construction contract litigation is entitled to reasonable attorney's fees. The other options incorrectly limit or deny this statutory right.
Q3.When applying for a building permit in Florida, which of the following documents is NOT an acceptable form of proof of workers' compensation coverage?
- A copy of the employer’s authority to self-insure
- A certificate of coverage from the insurance carrier
- A valid exemption certificate approved by the department
- A signed letter of intent from the contractor's foremanCorrect
Florida law specifically accepts a carrier certificate, an approved exemption certificate, or a self-insurance authority; a letter of intent is not a valid legal proof of coverage.
FL P&C Frequently Asked Questions
What does FL P&C stand for?
FL P&C stands for Florida Property & Casualty Insurance License Exam. It is administered by Florida Department of Financial Services (Bureau of Licensing).
Who administers the FL P&C?
The Florida Property & Casualty Insurance License Exam (FL P&C) is administered by Florida Department of Financial Services (Bureau of Licensing). For official information, visit the Florida Department of Financial Services (Bureau of Licensing) website.
How much does the FL P&C exam cost?
The FL P&C exam fee is $44. This fee is set by Florida Department of Financial Services (Bureau of Licensing) and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Florida Property & Casualty exam?
The Florida combined Property & Casualty exam has a 3 hours time limit, a $44 exam fee. It is delivered by Pearson VUE.
Does Florida require prelicensing education for Property & Casualty?
Yes. Florida requires 200 hours of approved prelicensing education before you may sit the Property & Casualty exam. C3RT is exam preparation only and does not satisfy this requirement; you must complete it through a Florida-approved provider.
What score do I need to pass the Florida Property & Casualty exam?
We could not confirm the current passing standard for the Florida Property & Casualty exam from an official source. Most states use a 70 percent standard, though some use a scaled score or a different percentage; confirm with Florida Department of Financial Services (Bureau of Licensing).
Is the Property & Casualty exam different in Florida than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Florida tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Florida Department of Financial Services (Bureau of Licensing).
C3RT is a native iOS and macOS exam preparation platform covering the Florida Property & Casualty Insurance License Exam (FL P&C), a Insurance Licensing certification, administered by Florida Department of Financial Services (Bureau of Licensing). C3RT is not affiliated with or endorsed by Florida Department of Financial Services (Bureau of Licensing). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Florida Department of Financial Services (Bureau of Licensing) official website ↗ .