DE P&C
Delaware Property & Casualty Insurance License Exam
Delaware regulates Property & Casualty producer licensing through Delaware Department of Insurance, with the exam delivered by Pearson VUE. Delaware does not have a combined P&C exam; it administers separate 'DE Property Producer' and 'DE Casualty Producer' exams, each with a General (multistate) portion plus a Delaware State-Specific portion in one sitting. Delaware does not require prelicensing education hours for this line. C3RT includes Property & Casualty practice content built specifically for Delaware, covering national concepts plus Delaware statute, producer duties, and ethics.
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DE P&C Exam Overview
| Detail | Information |
|---|---|
| Full Name | Delaware Property & Casualty Insurance License Exam |
| Governing Body | Delaware Department of Insurance |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Delaware Department of Insurance official website ↗ |
DE P&C Content Areas and Domains
Domain areas are sourced from the Delaware Department of Insurance content outline.
Topics Covered
- ✓ Property insurance basics
- ✓ Homeowners and dwelling policies
- ✓ Personal and commercial auto
- ✓ Commercial package and general liability
- ✓ Workers compensation
- ✓ Inland and ocean marine
- ✓ Flood and specialty lines
- ✓ Delaware insurance law and regulations
How C3RT Helps You Pass the DE P&C
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the DE P&C is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real DE P&C format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample DE P&C Practice Questions
Q1.In the state of Delaware, how is an applicant's failure to disclose a previous at-fault accident during the application process classified?
- A minor administrative oversight
- Insurance fraudCorrect
- Only if the claim is over $10,000
- Only if it happened in the last year
Delaware specifically classifies the intentional non-disclosure of prior claims or accidents as insurance fraud. The distractors are incorrect because there are no minimum dollar amounts or time limits for this classification.
Q2.Under Delaware auto insurance guidance, which of the following actions by an applicant is classified as insurance fraud?
- Providing an incorrect zip code for the primary residence.
- Only if the claim amount exceeds $10,000.
- Only if the accident occurred within the last 12 months.
- Failing to disclose a previous at-fault accident during the application process.Correct
In Delaware, any failure to disclose prior claims or accidents is fraud regardless of the dollar amount or time elapsed. The distractors are common misconceptions that suggest specific thresholds which do not exist in this context.
Q3.In the state of Delaware, which of the following actions is specifically classified as insurance fraud?
- Failing to report a minor cosmetic dent during the initial inspection.
- Only if the driver is unlicensed.
- Only if the vehicle is stolen.
- Obtaining insurance on a vehicle in your name when another person will be the principal driver to secure a lower premium.Correct
Delaware law defines it as fraud to obtain coverage in one's name for another person who cannot get coverage elsewhere or would pay higher premiums. The distractors are incorrect because they represent specific circumstances that do not define this specific type of application fraud.
DE P&C Frequently Asked Questions
What does DE P&C stand for?
DE P&C stands for Delaware Property & Casualty Insurance License Exam. It is administered by Delaware Department of Insurance.
Who administers the DE P&C?
The Delaware Property & Casualty Insurance License Exam (DE P&C) is administered by Delaware Department of Insurance. For official information, visit the Delaware Department of Insurance website.
Does Delaware have a combined Property & Casualty exam?
Delaware does not have a combined P&C exam; it administers separate 'DE Property Producer' and 'DE Casualty Producer' exams, each with a General (multistate) portion plus a Delaware State-Specific portion in one sitting. Check Delaware Department of Insurance for the current exam-registration process.
Does Delaware require prelicensing education for Property & Casualty?
No. Delaware does not require prelicensing education hours for a Property & Casualty producer license as of August 2026.
What score do I need to pass the Delaware Property & Casualty exam?
We could not confirm the current passing standard for the Delaware Property & Casualty exam from an official source. Most states use a 70 percent standard, though some use a scaled score or a different percentage; confirm with Delaware Department of Insurance.
Is the Property & Casualty exam different in Delaware than in other states?
Partly. Core Property & Casualty concepts are broadly similar nationwide, but Delaware tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Delaware Department of Insurance.
C3RT is a native iOS and macOS exam preparation platform covering the Delaware Property & Casualty Insurance License Exam (DE P&C), a Insurance Licensing certification, administered by Delaware Department of Insurance. C3RT is not affiliated with or endorsed by Delaware Department of Insurance. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Delaware Department of Insurance official website ↗ .