UT L&H
Utah Life & Health Insurance License Exam
Utah regulates Life & Health producer licensing through Utah Insurance Department, with the exam delivered by Prometric. The combined Life & Health exam has 150 questions with a 2.5 hours time limit. The exam fee is $44. Utah does not require prelicensing education hours for this line. C3RT includes Life & Health practice content built specifically for Utah, covering national concepts plus Utah statute, producer duties, and ethics.
Life & Health Insurance Prep is in development. Notify us of your interest at [email protected].
UT L&H Exam Overview
| Detail | Information |
|---|---|
| Full Name | Utah Life & Health Insurance License Exam |
| Governing Body | Utah Insurance Department |
| Number of Questions | 150 |
| Time Limit | 2.5 hours |
| Exam Fee | $44 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Utah Insurance Department official website ↗ |
UT L&H Content Areas and Domains
Domain areas are sourced from the Utah Insurance Department content outline.
Topics Covered
- ✓ Life insurance basics and policy types
- ✓ Life policy provisions, riders, and options
- ✓ Annuities
- ✓ Health insurance and medical expense plans
- ✓ Disability income
- ✓ Group life and health
- ✓ Federal tax treatment
- ✓ Utah insurance law and regulations
How C3RT Helps You Pass the UT L&H
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the UT L&H is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real UT L&H format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample UT L&H Practice Questions
Q1.Under Utah law, which specific statute governs the rating organization for workers' compensation?
- 31A-19a301–309Correct
- Federal regulation
- 31A-18a301
- Utah Code 40-20
The correct statute is 31A-19a301–309. 'Federal regulation' is incorrect as this is a state-specific law, and the other options are either incorrect numbers or unrelated codes.
Q2.Under Utah law, which specific statute governs the rating organization for workers' compensation insurance?
- Federal regulation
- 31A-18a301
- 31A-19a301–309Correct
- Utah Administrative Code 284
The correct statute is 31A-19a301–309; 'Federal regulation' is incorrect as this is a state-specific mandate, and 31A-18a301 refers to different insurance categories.
Q3.Under Utah state law, which specific statute governs the rating organization for workers' compensation insurance?
- 31A-18a301
- 31A-19a301–309Correct
- Federal regulation
- 31A-25a401
Utah law specifically designates 31A-19a301–309 as the governing statute for workers' compensation rating organizations. The other options are either incorrect statutes or non-state regulations.
UT L&H Frequently Asked Questions
What does UT L&H stand for?
UT L&H stands for Utah Life & Health Insurance License Exam. It is administered by Utah Insurance Department.
Who administers the UT L&H?
The Utah Life & Health Insurance License Exam (UT L&H) is administered by Utah Insurance Department. For official information, visit the Utah Insurance Department website.
How many questions is the UT L&H?
The UT L&H consists of 150 questions. Candidates are given 2.5 hours to complete the exam.
How much does the UT L&H exam cost?
The UT L&H exam fee is $44. This fee is set by Utah Insurance Department and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Utah Life & Health exam?
The Utah combined Life & Health exam has 150 scored questions, a 2.5 hours time limit, a $44 exam fee. It is delivered by Prometric.
Does Utah require prelicensing education for Life & Health?
No. Utah does not require prelicensing education hours for a Life & Health producer license as of August 2026.
What score do I need to pass the Utah Life & Health exam?
We could not confirm the current passing standard for the Utah Life & Health exam from an official source. Most states use a 70 percent standard, though some use a scaled score or a different percentage; confirm with Utah Insurance Department.
Is the Life & Health exam different in Utah than in other states?
Partly. Core Life & Health concepts are broadly similar nationwide, but Utah tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Utah Insurance Department.
C3RT is a native iOS and macOS exam preparation platform covering the Utah Life & Health Insurance License Exam (UT L&H), a Insurance Licensing certification, administered by Utah Insurance Department. C3RT is not affiliated with or endorsed by Utah Insurance Department. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Utah Insurance Department official website ↗ .