TN L&H
Tennessee Life & Health Insurance License Exam
Tennessee regulates Life & Health producer licensing through Tennessee Department of Commerce and Insurance, with the exam delivered by Pearson VUE. Tennessee does not have a true single combined Life & Health exam. Life and Accident & Health are always separately-scored exams with separate content outlines (68 scoreable questions each: 50 general + 18 TN-specific, plus non-scored pretest items; 1h45m each). Tennessee requires 40 hours of approved prelicensing education before you may sit the exam. C3RT includes Life & Health practice content built specifically for Tennessee, covering national concepts plus Tennessee statute, producer duties, and ethics.
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TN L&H Exam Overview
| Detail | Information |
|---|---|
| Full Name | Tennessee Life & Health Insurance License Exam |
| Governing Body | Tennessee Department of Commerce and Insurance |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Tennessee Department of Commerce and Insurance official website ↗ |
TN L&H Content Areas and Domains
Domain areas are sourced from the Tennessee Department of Commerce and Insurance content outline.
Topics Covered
- ✓ Life insurance basics and policy types
- ✓ Life policy provisions, riders, and options
- ✓ Annuities
- ✓ Health insurance and medical expense plans
- ✓ Disability income
- ✓ Group life and health
- ✓ Federal tax treatment
- ✓ Tennessee insurance law and regulations
How C3RT Helps You Pass the TN L&H
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the TN L&H is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real TN L&H format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample TN L&H Practice Questions
Q1.Under the Tennessee candidate handbook, which insurance category includes individual disability income policies?
- Accident and HealthCorrect
- Property Insurance
- Casualty Insurance only
- Life and Annuity
Disability income is classified under Accident and Health insurance. Property and Casualty are incorrect as they cover physical assets or liability rather than personal health/income protection.
Q2.Under the Tennessee Accident and Health content outline, which specific insurance product is classified as a core component of disability income coverage?
- Group term life insurance
- Property Insurance
- Individual disability income policiesCorrect
- Casualty Insurance only
The Tennessee handbook specifically categorizes individual disability income as a core product under the Accident and Health section. Property and Casualty are distinct lines of insurance and do not house disability income products.
Q3.Under the Tennessee candidate handbook, which specific insurance category encompasses individual disability income policies as a core product knowledge area?
- Property Insurance
- Life and Annuity
- Casualty Insurance only
- Accident and HealthCorrect
The Tennessee handbook explicitly lists disability income policies under the 'Accident and Health' content outline. Property and Casualty are incorrect as they cover tangible assets or liability rather than personal health/income protection.
TN L&H Frequently Asked Questions
What does TN L&H stand for?
TN L&H stands for Tennessee Life & Health Insurance License Exam. It is administered by Tennessee Department of Commerce and Insurance.
Who administers the TN L&H?
The Tennessee Life & Health Insurance License Exam (TN L&H) is administered by Tennessee Department of Commerce and Insurance. For official information, visit the Tennessee Department of Commerce and Insurance website.
Does Tennessee have a combined Life & Health exam?
Tennessee does not have a true single combined Life & Health exam. Life and Accident & Health are always separately-scored exams with separate content outlines (68 scoreable questions each: 50 general + 18 TN-specific, plus non-scored pretest items; 1h45m each). Check Tennessee Department of Commerce and Insurance for the current exam-registration process.
Does Tennessee require prelicensing education for Life & Health?
Yes. Tennessee requires 40 hours of approved prelicensing education before you may sit the Life & Health exam. C3RT is exam preparation only and does not satisfy this requirement; you must complete it through a Tennessee-approved provider.
What score do I need to pass the Tennessee Life & Health exam?
Tennessee requires a scaled score of 70 out of 100 on the Life & Health exam. Confirm the current standard with Tennessee Department of Commerce and Insurance, since passing standards can change.
Is the Life & Health exam different in Tennessee than in other states?
Partly. Core Life & Health concepts are broadly similar nationwide, but Tennessee tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Tennessee Department of Commerce and Insurance.
C3RT is a native iOS and macOS exam preparation platform covering the Tennessee Life & Health Insurance License Exam (TN L&H), a Insurance Licensing certification, administered by Tennessee Department of Commerce and Insurance. C3RT is not affiliated with or endorsed by Tennessee Department of Commerce and Insurance. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Tennessee Department of Commerce and Insurance official website ↗ .