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ND L&H · Content Area

Health insurance and medical expense plans

Health insurance and medical expense plans is a content area on the North Dakota Life & Health Insurance License Exam (ND L&H), administered by North Dakota Insurance Department. It falls under the Insurance Licensing category.

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Domain Details

Detail Information
Domain Health insurance and medical expense plans
Exam North Dakota Life & Health Insurance License Exam (ND L&H)
Domain Weight ,
Governing Body North Dakota Insurance Department
Available in App Life & Health Insurance Prep
Official Source North Dakota Insurance Department official website ↗

Try a Practice Question

Sample ND L&H Practice Question

This original C3RT practice item is from the ND L&H question bank. It is not an official or released exam question.

Under North Dakota law, how is 'earned income' defined for the purpose of determining disability benefits when a worker's salary has fluctuated?

  1. The average monthly earnings for a period of five years preceding the disability.
  2. The lowest monthly earnings recorded during the two years prior to the disability.
  3. The monthly earnings at the time of disability only.
  4. The greater of the monthly earnings at the time disability commences and the average monthly earnings for the two years immediately preceding the commencement.Correct

Rationale

North Dakota specifically defines earned income as the greater of the current month's earnings or the two-year average. The other options are incorrect because they either use an incorrect timeframe (5 years) or fail to account for the 'greater of' comparison rule.

ND L&H Health insurance and medical expense plans: FAQ

How much of the ND L&H covers Health insurance and medical expense plans?

Health insurance and medical expense plans is one of 8 content areas tested on the ND L&H. North Dakota Insurance Department does not publish specific domain weightings for this exam, but Health insurance and medical expense plans appears in the official exam objectives. The C3RT app covers all 8 content areas.

What is the ND L&H exam format and how does Health insurance and medical expense plans fit in?

The ND L&H has 8 content areas. Health insurance and medical expense plans is content area 4 of 8. The other content areas are Life insurance basics and policy types, Life policy provisions, riders, and options, Annuities, Disability income, Group life and health, Federal tax treatment, North Dakota insurance law and regulations.

How do I study for the Health insurance and medical expense plans section of the ND L&H?

Targeted practice by content area is the most effective approach. The C3RT Life & Health Insurance Prep app for iOS and Mac tags every practice question by content area, so you can isolate Health insurance and medical expense plans questions, track your accuracy, and focus study time on your weak spots. Combine focused practice sets with full-length timed mock exams as your test date approaches.

How many questions are on the ND L&H and what is the passing score?

The ND L&H is administered by North Dakota Insurance Department. Visit the official North Dakota Insurance Department website for the current exam format, question count, and time limits, as these can change between exam versions. The C3RT app covers all current content areas including Health insurance and medical expense plans.

Where can I find official North Dakota Insurance Department resources for Health insurance and medical expense plans?

The official source for ND L&H content outlines and study resources is the North Dakota Insurance Department website. The exam blueprint, which details all content areas including Health insurance and medical expense plans, is published there. C3RT is not affiliated with North Dakota Insurance Department. It is a third-party practice platform that supplements official materials with thousands of practice questions, flashcards, and study tools across all 8 content areas.

Health insurance and medical expense plans is a content area on the North Dakota Life & Health Insurance License Exam (ND L&H), a Insurance Licensing exam administered by North Dakota Insurance Department. C3RT is not affiliated with North Dakota Insurance Department. Certification names and trademarks are the property of their respective organisations. Official exam information is available at the North Dakota Insurance Department website.