NV L&H
Nevada Life & Health Insurance License Exam
Nevada regulates Life & Health producer licensing through Nevada Division of Insurance (Dept. of Business and Industry), with the exam delivered by Pearson VUE. The combined Life & Health exam has 144 questions with a 3 hours 35 minutes time limit. Passing requires Scaled score of 70 (per NAC 683A.270), not a raw percentage. The exam fee is $47 (combo); $37 per single line. Nevada requires 20 hours of approved prelicensing education before you may sit the exam. C3RT includes Life & Health practice content built specifically for Nevada, covering national concepts plus Nevada statute, producer duties, and ethics.
Life & Health Insurance Prep is in development. Notify us of your interest at [email protected].
NV L&H Exam Overview
| Detail | Information |
|---|---|
| Full Name | Nevada Life & Health Insurance License Exam |
| Governing Body | Nevada Division of Insurance (Dept. of Business and Industry) |
| Number of Questions | 144 |
| Time Limit | 3 hours 35 minutes |
| Passing Score | Scaled score of 70 (per NAC 683A.270), not a raw percentage |
| Exam Fee | $47 (combo); $37 per single line |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Nevada Division of Insurance (Dept. of Business and Industry) official website ↗ |
NV L&H Content Areas and Domains
Domain areas are sourced from the Nevada Division of Insurance (Dept. of Business and Industry) content outline.
Topics Covered
- ✓ Life insurance basics and policy types
- ✓ Life policy provisions, riders, and options
- ✓ Annuities
- ✓ Health insurance and medical expense plans
- ✓ Disability income
- ✓ Group life and health
- ✓ Federal tax treatment
- ✓ Nevada insurance law and regulations
How C3RT Helps You Pass the NV L&H
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the NV L&H is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real NV L&H format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample NV L&H Practice Questions
Q1.A 14-year-old resident of Nevada wishes to apply for a life insurance policy. According to state regulations, what is required for the contract to be valid?
- Written consent from a parent or guardian.Correct
- Consent is only required if the minor is under the age of 12.
- Written consent is required for all minors regardless of age.
- The minor must be at least 16 years old to apply independently.
In Nevada, any insurance contract made by a minor under the age of 16 requires written consent from a parent or guardian. The other options incorrectly state the age threshold or suggest that minors have independent authority.
Q2.A 14-year-old resident of Nevada approaches an agent to purchase a life insurance policy. According to Nevada state law, what is required for this contract to be valid?
- The minor must provide a signature from a legal guardian or parent.
- Written consent from a parent or guardian is required.Correct
- Consent is only required if the minor is under the age of 12.
- Written consent is required for all minors regardless of their specific age.
Nevada law specifically requires written consent from a parent or guardian for any insurance contract made by a minor under the age of 16. The other options are incorrect because they either misstate the age threshold or incorrectly suggest that all minors (regardless of age) require consent.
Q3.A 14-year-old resident of Nevada wishes to apply for a life insurance policy. According to state regulations, what is the specific requirement regarding the minor's application?
- The application is valid without consent as long as the minor provides a deposit.
- Written consent is required for all minors regardless of their specific age.
- Consent is only required if the minor is under the age of 12.
- Written consent from a parent or guardian is required because the minor is under 16.Correct
In Nevada, the law specifically mandates written consent for minors under the age of 16. The other options provide incorrect age thresholds or fail to account for the specific state-mandated age limit.
NV L&H Frequently Asked Questions
What does NV L&H stand for?
NV L&H stands for Nevada Life & Health Insurance License Exam. It is administered by Nevada Division of Insurance (Dept. of Business and Industry).
Who administers the NV L&H?
The Nevada Life & Health Insurance License Exam (NV L&H) is administered by Nevada Division of Insurance (Dept. of Business and Industry). For official information, visit the Nevada Division of Insurance (Dept. of Business and Industry) website.
How many questions is the NV L&H?
The NV L&H consists of 144 questions. Candidates are given 3 hours 35 minutes to complete the exam.
What is the passing score for the NV L&H?
The passing score for the NV L&H is Scaled score of 70 (per NAC 683A.270), not a raw percentage, as set by Nevada Division of Insurance (Dept. of Business and Industry). Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the NV L&H exam cost?
The NV L&H exam fee is $47 (combo); $37 per single line. This fee is set by Nevada Division of Insurance (Dept. of Business and Industry) and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Nevada Life & Health exam?
The Nevada combined Life & Health exam has 144 scored questions, a 3 hours 35 minutes time limit, a $47 (combo); $37 per single line exam fee. Passing requires Scaled score of 70 (per NAC 683A.270), not a raw percentage. It is delivered by Pearson VUE.
Does Nevada require prelicensing education for Life & Health?
Yes. Nevada requires 20 hours of approved prelicensing education before you may sit the Life & Health exam. C3RT is exam preparation only and does not satisfy this requirement; you must complete it through a Nevada-approved provider.
What score do I need to pass the Nevada Life & Health exam?
Nevada requires Scaled score of 70 (per NAC 683A.270), not a raw percentage on the Life & Health exam. Confirm the current standard with Nevada Division of Insurance (Dept. of Business and Industry), since passing standards can change.
Is the Life & Health exam different in Nevada than in other states?
Partly. Core Life & Health concepts are broadly similar nationwide, but Nevada tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Nevada Division of Insurance (Dept. of Business and Industry).
C3RT is a native iOS and macOS exam preparation platform covering the Nevada Life & Health Insurance License Exam (NV L&H), a Insurance Licensing certification, administered by Nevada Division of Insurance (Dept. of Business and Industry). C3RT is not affiliated with or endorsed by Nevada Division of Insurance (Dept. of Business and Industry). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Nevada Division of Insurance (Dept. of Business and Industry) official website ↗ .