NE L&H
Nebraska Life & Health Insurance License Exam
Nebraska regulates Life & Health producer licensing through Nebraska Department of Insurance, with the exam delivered by PSI Services LLC. The combined Life & Health exam has 150 questions with a 2.5 hours time limit. Passing requires 70% (105 correct). The exam fee is $47. C3RT includes Life & Health practice content built specifically for Nebraska, covering national concepts plus Nebraska statute, producer duties, and ethics.
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NE L&H Exam Overview
| Detail | Information |
|---|---|
| Full Name | Nebraska Life & Health Insurance License Exam |
| Governing Body | Nebraska Department of Insurance |
| Number of Questions | 150 |
| Time Limit | 2.5 hours |
| Passing Score | 70% (105 correct) |
| Exam Fee | $47 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Nebraska Department of Insurance official website ↗ |
NE L&H Content Areas and Domains
Domain areas are sourced from the Nebraska Department of Insurance content outline.
Topics Covered
- ✓ Life insurance basics and policy types
- ✓ Life policy provisions, riders, and options
- ✓ Annuities
- ✓ Health insurance and medical expense plans
- ✓ Disability income
- ✓ Group life and health
- ✓ Federal tax treatment
- ✓ Nebraska insurance law and regulations
How C3RT Helps You Pass the NE L&H
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the NE L&H is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real NE L&H format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample NE L&H Practice Questions
Q1.In the state of Nebraska, what regulatory standard applies to a life insurance policy that includes an accelerated death benefit rider for long-term care?
- It must follow all laws and regulations that apply to long-term care policies.Correct
- It must follow only the laws and regulations governing life insurance policies.
- It is exempt from all long-term care regulations.
- It is subject to different, less stringent standards than traditional LTC policies.
Nebraska law requires hybrid products with accelerated death benefits for long-term care to adhere to the same regulations as traditional LTC policies. The other options are incorrect because they suggest exemptions or limited regulatory oversight that do not exist under Nebraska's rules.
Q2.In the state of Nebraska, what are the two primary methods by which a life insurance policy with an accelerated death benefit rider may pay out living benefits?
- A set monthly indemnity benefit or a reimbursement based on long-term care expenses.Correct
- Only reimbursement for expenses is allowed.
- Only a set monthly indemnity benefit is allowed.
- A lump sum payment and a daily stipend.
Nebraska law allows for both reimbursement of actual costs and a fixed monthly indemnity benefit. The options stating 'only' one method is allowed are incorrect because the policyholder has a choice between these two primary methods.
Q3.Under Nebraska regulations, a life insurance policy with an accelerated death benefit rider provides the policyholder with which of the following options regarding living benefits?
- The insurer is required to provide only a reimbursement for documented long-term care expenses.
- The policyholder must receive a lump sum payment that is automatically deducted from the final death benefit.
- The insurer is required to provide only a set monthly indemnity benefit regardless of actual costs.
- The policyholder may choose between receiving a reimbursement for expenses or a set monthly indemnity benefit.Correct
Nebraska law allows for both reimbursement and indemnity methods; options 0 and 1 are incorrect because they falsely limit the choice to only one method. Option 3 is incorrect as it ignores the reimbursement option available to the policyholder.
NE L&H Frequently Asked Questions
What does NE L&H stand for?
NE L&H stands for Nebraska Life & Health Insurance License Exam. It is administered by Nebraska Department of Insurance.
Who administers the NE L&H?
The Nebraska Life & Health Insurance License Exam (NE L&H) is administered by Nebraska Department of Insurance. For official information, visit the Nebraska Department of Insurance website.
How many questions is the NE L&H?
The NE L&H consists of 150 questions. Candidates are given 2.5 hours to complete the exam.
What is the passing score for the NE L&H?
The passing score for the NE L&H is 70% (105 correct), as set by Nebraska Department of Insurance. Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the NE L&H exam cost?
The NE L&H exam fee is $47. This fee is set by Nebraska Department of Insurance and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Nebraska Life & Health exam?
The Nebraska combined Life & Health exam has 150 scored questions, a 2.5 hours time limit, a $47 exam fee. Passing requires 70% (105 correct). It is delivered by PSI Services LLC.
Does Nebraska require prelicensing education for Life & Health?
We could not confirm the current Nebraska prelicensing hour requirement for Life & Health from an official source. Check with Nebraska Department of Insurance directly, since requirements change and several states have removed this requirement entirely.
What score do I need to pass the Nebraska Life & Health exam?
Nebraska requires 70% (105 correct) on the Life & Health exam. Confirm the current standard with Nebraska Department of Insurance, since passing standards can change.
Is the Life & Health exam different in Nebraska than in other states?
Partly. Core Life & Health concepts are broadly similar nationwide, but Nebraska tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Nebraska Department of Insurance.
C3RT is a native iOS and macOS exam preparation platform covering the Nebraska Life & Health Insurance License Exam (NE L&H), a Insurance Licensing certification, administered by Nebraska Department of Insurance. C3RT is not affiliated with or endorsed by Nebraska Department of Insurance. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Nebraska Department of Insurance official website ↗ .