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MI L&H · Content Area

Life policy provisions, riders, and options

Life policy provisions, riders, and options is a content area on the Michigan Life & Health Insurance License Exam (MI L&H), administered by Michigan Department of Insurance and Financial Services (DIFS). It falls under the Insurance Licensing category.

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Domain Details

Detail Information
Domain Life policy provisions, riders, and options
Exam Michigan Life & Health Insurance License Exam (MI L&H)
Domain Weight ,
Governing Body Michigan Department of Insurance and Financial Services (DIFS)
Available in App Life & Health Insurance Prep
Official Source Michigan Department of Insurance and Financial Services (DIFS) official website ↗

Try a Practice Question

Sample MI L&H Practice Question

This original C3RT practice item is from the MI L&H question bank. It is not an official or released exam question.

An accident and sickness policy in Michigan is reinstated today. Under state regulations, which of the following scenarios would be eligible for a claim?

  1. A sickness diagnosed tomorrow morning.
  2. An accidental injury sustained this afternoon.
  3. A sickness beginning 12 days after the reinstatement date.Correct
  4. A sickness beginning 5 days after the reinstatement date.

Rationale

Michigan law requires sickness to begin more than 10 days after reinstatement; therefore, only a sickness starting on day 12 is covered. Accidental injuries are covered immediately upon reinstatement, but 'this afternoon' is the only option that fits the specific timing for sickness vs. injury rules.

MI L&H Life policy provisions, riders, and options: FAQ

How much of the MI L&H covers Life policy provisions, riders, and options?

Life policy provisions, riders, and options is one of 8 content areas tested on the MI L&H, which contains 150 questions total. Michigan Department of Insurance and Financial Services (DIFS) does not publish specific domain weightings for this exam, but Life policy provisions, riders, and options appears in the official exam objectives. The C3RT app covers all 8 content areas.

What is the MI L&H exam format and how does Life policy provisions, riders, and options fit in?

The MI L&H has 8 content areas across 150 questions in 2.5 hours, with a passing score of 75%. Life policy provisions, riders, and options is content area 2 of 8. The other content areas are Life insurance basics and policy types, Annuities, Health insurance and medical expense plans, Disability income, Group life and health, Federal tax treatment, Michigan insurance law and regulations.

How do I study for the Life policy provisions, riders, and options section of the MI L&H?

Targeted practice by content area is the most effective approach. The C3RT Life & Health Insurance Prep app for iOS and Mac tags every practice question by content area, so you can isolate Life policy provisions, riders, and options questions, track your accuracy, and focus study time on your weak spots. Combine focused practice sets with full-length timed mock exams as your test date approaches.

How many questions are on the MI L&H and what is the passing score?

The MI L&H consists of 150 questions in 2.5 hours, with a passing score of 75%. It is administered by Michigan Department of Insurance and Financial Services (DIFS) and the exam fee is $41. The C3RT app includes full-length practice exams that mirror the real format across all 8 content areas.

Where can I find official Michigan Department of Insurance and Financial Services (DIFS) resources for Life policy provisions, riders, and options?

The official source for MI L&H content outlines and study resources is the Michigan Department of Insurance and Financial Services (DIFS) website. The exam blueprint, which details all content areas including Life policy provisions, riders, and options, is published there. C3RT is not affiliated with Michigan Department of Insurance and Financial Services (DIFS). It is a third-party practice platform that supplements official materials with 150+ practice questions, flashcards, and study tools across all 8 content areas.

Life policy provisions, riders, and options is a content area on the Michigan Life & Health Insurance License Exam (MI L&H), a Insurance Licensing exam administered by Michigan Department of Insurance and Financial Services (DIFS). C3RT is not affiliated with Michigan Department of Insurance and Financial Services (DIFS). Certification names and trademarks are the property of their respective organisations. Official exam information is available at the Michigan Department of Insurance and Financial Services (DIFS) website.