IN L&H
Indiana Life & Health Insurance License Exam
Indiana regulates Life & Health producer licensing through Indiana Department of Insurance (IDOI), with the exam delivered by Pearson VUE. The combined Life & Health exam has 150 questions with a 180 minutes (3 hours) time limit. Passing requires 70%. The exam fee is $69. Indiana requires 40 hours of approved prelicensing education before you may sit the exam. C3RT includes Life & Health practice content built specifically for Indiana, covering national concepts plus Indiana statute, producer duties, and ethics.
Life & Health Insurance Prep is in development. Notify us of your interest at [email protected].
IN L&H Exam Overview
| Detail | Information |
|---|---|
| Full Name | Indiana Life & Health Insurance License Exam |
| Governing Body | Indiana Department of Insurance (IDOI) |
| Number of Questions | 150 |
| Time Limit | 180 minutes (3 hours) |
| Passing Score | 70% |
| Exam Fee | $69 |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Indiana Department of Insurance (IDOI) official website ↗ |
IN L&H Content Areas and Domains
Domain areas are sourced from the Indiana Department of Insurance (IDOI) content outline.
Topics Covered
- ✓ Life insurance basics and policy types
- ✓ Life policy provisions, riders, and options
- ✓ Annuities
- ✓ Health insurance and medical expense plans
- ✓ Disability income
- ✓ Group life and health
- ✓ Federal tax treatment
- ✓ Indiana insurance law and regulations
How C3RT Helps You Pass the IN L&H
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the IN L&H is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real IN L&H format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample IN L&H Practice Questions
Q1.In the state of Indiana, what is the primary purpose of the Second Injury Fund in relation to workers' compensation?
- To provide federal oversight for all industrial accidents.
- To serve as a federal workers' compensation act for non-profit organizations.
- To eliminate the need for employer liability insurance in high-risk industries.
- To provide benefits to employees who suffer a second injury while receiving benefits for a previous work-related injury.Correct
The Second Injury Fund is specifically designed to provide benefits to workers who sustain an additional injury while already receiving workers' comp. The other options incorrectly cite federal oversight or the complete elimination of liability insurance.
Q2.Under Indiana's workers' compensation framework, what is the primary purpose of the state's Second Injury Fund regarding a worker who suffers a new disability?
- To provide federal subsidies for workers whose second injury is unrelated to their initial workplace accident.
- To provide benefits to a worker whose second injury is aggravated by a previous work-related injury, even if the second injury was not caused by a new workplace accident.Correct
- To replace the employer's liability entirely once a second injury occurs, regardless of the cause of the subsequent disability.
- To fund the medical expenses of workers who suffer from pre-existing conditions that are exacerbated by a new workplace accident.
The Indiana Second Injury Fund is specifically designed to provide benefits when a second injury is aggravated by a prior work-related injury. The other options incorrectly suggest federal involvement, total liability replacement, or focus solely on pre-existing conditions without the 'aggravation' nuance.
Q3.Under Indiana disability income policy provisions, which of the following types of disability may be included in a policy's coverage definitions?
- Temporary only
- Permanent total only
- Full-time work only
- Residual disabilityCorrect
Indiana policies may include provisions for total, partial, recurrent, and residual disability. 'Temporary only' and 'Permanent total only' are incorrect because they exclude the other types allowed by state provision.
IN L&H Frequently Asked Questions
What does IN L&H stand for?
IN L&H stands for Indiana Life & Health Insurance License Exam. It is administered by Indiana Department of Insurance (IDOI).
Who administers the IN L&H?
The Indiana Life & Health Insurance License Exam (IN L&H) is administered by Indiana Department of Insurance (IDOI). For official information, visit the Indiana Department of Insurance (IDOI) website.
How many questions is the IN L&H?
The IN L&H consists of 150 questions. Candidates are given 180 minutes (3 hours) to complete the exam.
What is the passing score for the IN L&H?
The passing score for the IN L&H is 70%, as set by Indiana Department of Insurance (IDOI). Scoring methodology and passing standards may be updated periodically. Always verify current requirements with the governing body.
How much does the IN L&H exam cost?
The IN L&H exam fee is $69. This fee is set by Indiana Department of Insurance (IDOI) and may vary by testing centre, region, or membership status. Additional fees for registration or rescheduling may apply.
How many questions are on the Indiana Life & Health exam?
The Indiana combined Life & Health exam has 150 scored questions, a 180 minutes (3 hours) time limit, a $69 exam fee. Passing requires 70%. It is delivered by Pearson VUE.
Does Indiana require prelicensing education for Life & Health?
Yes. Indiana requires 40 hours of approved prelicensing education before you may sit the Life & Health exam. C3RT is exam preparation only and does not satisfy this requirement; you must complete it through an Indiana-approved provider.
What score do I need to pass the Indiana Life & Health exam?
Indiana requires 70% on the Life & Health exam. Confirm the current standard with Indiana Department of Insurance (IDOI), since passing standards can change.
Is the Life & Health exam different in Indiana than in other states?
Partly. Core Life & Health concepts are broadly similar nationwide, but Indiana tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Indiana Department of Insurance (IDOI).
C3RT is a native iOS and macOS exam preparation platform covering the Indiana Life & Health Insurance License Exam (IN L&H), a Insurance Licensing certification, administered by Indiana Department of Insurance (IDOI). C3RT is not affiliated with or endorsed by Indiana Department of Insurance (IDOI). Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Indiana Department of Insurance (IDOI) official website ↗ .