DE L&H
Delaware Life & Health Insurance License Exam
Delaware regulates Life & Health producer licensing through Delaware Department of Insurance, with the exam delivered by Pearson VUE. Delaware does not offer a combined Life+Health exam; Life Producer and Accident & Health Producer are always separate exams. Delaware does not require prelicensing education hours for this line. C3RT includes Life & Health practice content built specifically for Delaware, covering national concepts plus Delaware statute, producer duties, and ethics.
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DE L&H Exam Overview
| Detail | Information |
|---|---|
| Full Name | Delaware Life & Health Insurance License Exam |
| Governing Body | Delaware Department of Insurance |
| Category | Insurance Licensing |
| C3RT App Available On | iPhone, iPad, and Mac |
| Official Source | Delaware Department of Insurance official website ↗ |
DE L&H Content Areas and Domains
Domain areas are sourced from the Delaware Department of Insurance content outline.
Topics Covered
- ✓ Life insurance basics and policy types
- ✓ Life policy provisions, riders, and options
- ✓ Annuities
- ✓ Health insurance and medical expense plans
- ✓ Disability income
- ✓ Group life and health
- ✓ Federal tax treatment
- ✓ Delaware insurance law and regulations
How C3RT Helps You Pass the DE L&H
Adaptive Practice
Questions adapt to your weak areas automatically so every study session on the DE L&H is time well spent.
Diagnostic Mocks
Full-length mock exams timed to the real DE L&H format with detailed score breakdowns by topic.
Mistake Bank
Every wrong answer is saved for targeted re-drill. The system resurfaces your mistakes until they stick.
Native on iOS & Mac
Built with SwiftUI, not a web wrapper. Instant load, offline support, hardware-speed rendering.
Sample DE L&H Practice Questions
Q1.Under Delaware Title 18 Chapter 33, how is a disability income insurance policy classified in relation to health insurance?
- It is included in the definition of health insurance.
- It is specifically excluded from the definition of health insurance.Correct
- It is covered under accident-only provisions.
- It is governed by the same regulations as a standard health plan.
Delaware law explicitly excludes disability income insurance from the statutory definition of health insurance. The other options are incorrect because they suggest inclusion or different classifications that contradict Title 18 Chapter 33.
Q2.Under Delaware Title 18 Chapter 33, which of the following statements accurately describes the regulatory classification of a disability income insurance policy?
- It is specifically excluded from the definition of health insurance.Correct
- It is classified as an extension of health insurance and subject to the same reporting requirements.
- It is covered under accident-only provisions but remains outside health regulations.
- It is included in health insurance only if it provides for medical reimbursement.
Delaware law explicitly excludes disability income insurance from the definition of health insurance. The other options incorrectly suggest it is included or classified under different categories like accident-only coverage.
Q3.Under Delaware Title 18 Chapter 33, if a consumer's disability income insurance policy is evaluated against the statutory definition of health insurance, what is its status?
- It is specifically excluded from the definition of health insurance.Correct
- It is included in the definition of health insurance.
- It is covered under accident-only provisions.
- It is governed by the same rules as a standard health plan.
Delaware law explicitly excludes disability income insurance from the definition of health insurance under Title 18 Chapter 33. The other options incorrectly suggest inclusion or different regulatory classifications not supported by the statute.
DE L&H Frequently Asked Questions
What does DE L&H stand for?
DE L&H stands for Delaware Life & Health Insurance License Exam. It is administered by Delaware Department of Insurance.
Who administers the DE L&H?
The Delaware Life & Health Insurance License Exam (DE L&H) is administered by Delaware Department of Insurance. For official information, visit the Delaware Department of Insurance website.
Does Delaware have a combined Life & Health exam?
Delaware does not offer a combined Life+Health exam; Life Producer and Accident & Health Producer are always separate exams. Check Delaware Department of Insurance for the current exam-registration process.
Does Delaware require prelicensing education for Life & Health?
No. Delaware does not require prelicensing education hours for a Life & Health producer license as of August 2026.
What score do I need to pass the Delaware Life & Health exam?
We could not confirm the current passing standard for the Delaware Life & Health exam from an official source. Most states use a 70 percent standard, though some use a scaled score or a different percentage; confirm with Delaware Department of Insurance.
Is the Life & Health exam different in Delaware than in other states?
Partly. Core Life & Health concepts are broadly similar nationwide, but Delaware tests its own statute, regulations, and producer duties, and its exam structure, fees, and prelicensing requirements are set independently by Delaware Department of Insurance.
C3RT is a native iOS and macOS exam preparation platform covering the Delaware Life & Health Insurance License Exam (DE L&H), a Insurance Licensing certification, administered by Delaware Department of Insurance. C3RT is not affiliated with or endorsed by Delaware Department of Insurance. Certification names and trademarks are the property of their respective organisations. For official exam registration, eligibility requirements, and content outlines, visit the Delaware Department of Insurance official website ↗ .